ADVISOR BIO

Richard Dale Horn is an investment advisor representative with UBS Financial Services Inc. Richard has been in the financial services industry since 1997, and has a variety of licenses and registrations, including Series 7, 31, 63, 65, and 66, as well as licenses in multiple states. Richard has a strong background in portfolio management, working with both individuals and businesses. Richard also provides financial planning, and has a strong commitment to helping clients with their educational seminars. Richard was previously registered with Citigroup Global Markets Inc. and Legg Mason Wood Walker, Incorporated.

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ADVISOR BIO

Richard G. Golod is a financial advisor with over 40 years of experience in the financial services industry. He is currently registered with Morgan Stanley and provides financial advice to individuals, corporations, and institutions. Richard has held previous roles at PROVASI CAPITAL PARTNERS LP, INVESCO DISTRIBUTORS, INC., VAN KAMPEN FUNDS INC., MORGAN STANLEY & CO., INCORPORATED, and MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED. Richard is a highly experienced financial advisor with a wide range of expertise in various aspects of financial planning. He is also committed to providing personalized and comprehensive financial advice to help his clients achieve their financial goals.

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ADVISOR BIO

Richard Keever is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc. Richard is a registered representative in 52 states and the District of Columbia, and a registered investment advisor in Maryland and Texas. Richard has been in the securities industry since November 25, 2013. Richard holds Series 7, 9, 10, 63 and 66 securities licenses. Richard offers investment advisory and brokerage services to a variety of clients, including individuals, corporations, trusts, retirement plans and charitable organizations. Richard is a dedicated professional who is committed to providing his clients with personalized financial advice and guidance.

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ADVISOR BIO

Richard Warren Torgerson is an investment advisor representative with Cambridge Investment Research Advisors, Inc. Richard has been in the financial services industry since October 1985. Richard has been registered with the Securities and Exchange Commission (SEC) since 1997. Richard's primary focus is providing financial planning and portfolio management services to individuals, businesses, and retirement plans. Richard is a registered representative with Cambridge Investment Research, Inc. Richard also is the owner of SharePower Responsible Investing, a Registered Investment Advisor.

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ADVISOR BIO

Richard Radke is a registered representative with Merrill Lynch, Pierce, Fenner & Smith Inc. Richard has been in the securities industry since January 2018. Richard holds the Series 66, Series 7TO, and SIE exams. Richard is registered with the following states: Delaware, District of Columbia, Florida, Maryland, New Jersey, New York, Pennsylvania, Texas, Virginia, and West Virginia.

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ADVISOR BIO

Richard Anthony Faraone is a financial advisor with over 27 years of experience in the financial services industry. Richard is a registered representative with LPL Financial LLC. Richard has experience with high-net-worth individuals, corporations or other businesses, pension and profit-sharing plans, and charitable organizations. Richard has held previous positions with OSAIC FA, INC., THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, AMERICAN EXPRESS FINANCIAL ADVISORS INC., and IDS LIFE INSURANCE COMPANY.

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ADVISOR BIO

Richard Edward Horn is a financial advisor with over 30 years of experience in the financial services industry. Richard has been registered with Morgan Stanley since June 2009. Previously, Richard was registered with Citigroup Global Markets Inc., and Lehman Brothers Inc., in various roles. Richard is also a registered investment advisor in Texas. Richard has a strong track record of providing clients with personalized financial advice and investment management services. Richard holds a Series 7, Series 63, and Series 65 licenses.

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ADVISOR BIO

Richard Mutua is a registered representative with Merrill Lynch, Pierce, Fenner & Smith Inc. located in BALTIMORE, MD. Richard has been in the securities industry for 8 years and has passed the Series 7TO, Series 66 and SIE exams. Richard is currently registered in 12 states. The firm primarily serves individuals, high-net-worth individuals, corporations, and pension and profit sharing plans, but also serves charitable organizations, insurance companies, state and municipal governments, and banking or thrift institutions. The firm's assets under management range from $10 billion to $50 billion.

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ADVISOR BIO

Richard Alan Haskin is a financial advisor at UBS Financial Services Inc. with over 29 years of experience in the industry. Richard Haskin has a strong track record of providing financial advice to clients in a variety of areas, including retirement planning, investment management, and estate planning.

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ADVISOR BIO

Richard Kelly Sutor is a financial advisor with over 48 years of experience in the industry. Richard is currently registered with Osaic Wealth, Inc., a firm with over 40,000 clients and $94.56 billion in assets under management. Richard is a licensed agent, investment advisor representative, and registered representative. He is also a Series 63, Series 7, Series 8, Series 9, Series 10, and SIE exam holder. Richard's previous employment includes positions with WELLS FARGO CLEARING SERVICES, LLC, A. G. EDWARDS & SONS, INC., PAINE, WEBBER, JACKSON & CURTIS INC., and BLYTH EASTMAN DILLON & CO. INCORPORATED. Richard is registered in 14 states, including Alabama, Delaware, District of Columbia, Florida, Illinois, Maryland, New York, Ohio, Pennsylvania, Texas, Virginia, and Wisconsin. Richard offers a variety of financial planning and advisory services, including portfolio management for individuals and businesses, pension consulting, financial planning, educational seminars, and selection of other advisors.

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