ADVISOR BIO

Richard Wayne Schaeffer is a financial advisor with over 38 years of experience in the industry. Richard is a Certified Financial Planner® and has held several leadership positions within the financial services industry. Richard currently holds Series 7, Series 63, and Series 65 licenses, and is registered with Schaeffer Financial LLC and is based in Rockville, MD. In addition to securities, Richard is also licensed to sell insurance in Maryland, which includes life, health, long-term care, disability, and variable annuity insurance.

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ADVISOR BIO

Richard Gerber is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc. with over 30 years of experience in the industry. Richard has held positions with NationsSecurities, Banc of America Investment Services, Inc. and NationsBanc Securities, Inc., building a diverse background in financial services. Richard's current registrations include both broker-dealer and investment advisor licenses. He currently holds the Series 7, Series 63, Series 65, Series 72 and SIE licenses. Richard works with a wide range of clients, including individuals, high-net-worth individuals, corporations, insurance companies, charitable organizations, pension and profit-sharing plans, state or municipal government entities, and banking or thrift institutions. Richard Gerber provides a comprehensive array of financial services.

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ADVISOR BIO

Richard Scott is a financial advisor with over 30 years of experience in the industry. Richard has a wide range of experience with both individual and institutional clients, having worked with a variety of firms including Financial America Securities, Inc., North American Management, Inc., First American National Securities, Inc., and now Research Financial Strategies. Richard is licensed in multiple states and has a number of professional designations. He is passionate about helping clients achieve their financial goals and provides personalized financial advice tailored to each client's individual needs.

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ADVISOR BIO

Richard Mohelski is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc. Richard has been in the securities industry since 1996 and has been registered with Merrill Lynch since 2009. Richard is registered to provide investment advice in 29 states, including Maryland, Texas, California, and Florida. Richard holds the Series 7, Series 63, and Series 65 licenses, as well as the SIE exam.

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ADVISOR BIO

Richard Gottlieb is a financial advisor with Grove Point Advisors, LLC. Richard has been a registered representative for over 30 years, and has experience in various aspects of financial services including securities and insurance. Richard specializes in financial planning, pension consulting, and portfolio management for individuals and businesses. Richard is a registered investment advisor in Maryland.

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ADVISOR BIO

Richard Harshman is a registered representative with Cbiz Financial Solutions, Inc. and Cbiz Investment Advisory Services, LLC. Richard has been in the industry since 1997 and has extensive experience in the financial services field. Richard is also a registered investment advisor representative in Maryland and Virginia. Richard holds the Series 6, 63, and 65 securities licenses and is qualified to offer a variety of financial products and services. In addition to Richard's experience and qualifications, Richard also brings to his clients a deep understanding of their needs and goals. Richard works with his clients to develop customized financial plans that are designed to help them achieve their financial objectives. Richard is committed to providing his clients with the highest level of service and support.

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ADVISOR BIO

Richard Denardi is a financial advisor with over 25 years of experience in the financial services industry. Richard has held a variety of roles at several firms, including Ferris, Baker Watts Incorporated, Merrill Lynch, Pierce, Fenner & Smith Incorporated, M&T Securities, Inc., Lincoln Financial Advisors Corporation, Chapin, Davis, Horace Mann Investors Inc, and Nationwide Investment Services Corporation. Richard is currently registered with Osaic Wealth, Inc. Osaic Wealth, Inc. provides financial planning, investment management, and other advisory services to individuals, families, businesses, and institutions. Richard is committed to providing his clients with personalized financial advice and guidance.

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ADVISOR BIO

Richard Hansford Dix is a financial advisor with Cambridge Investment Research Advisors, Inc., in Towson, Maryland. Richard Dix has been in the financial services industry since April 2004. He is a Registered Representative and an Investment Advisor Representative, and he holds Series 7 and 66 securities licenses. He is also a licensed insurance agent for various independent insurance companies. Richard Dix has a broad range of experience in the financial services industry, including investment advisory, insurance, and financial planning. He is committed to providing his clients with personalized service and comprehensive financial solutions. He has experience working with clients of all ages and income levels, and he is dedicated to helping his clients achieve their financial goals. Richard Dix's previous work experience includes roles at Securities Service Network, LLC, Hornor, Townsend & Kent, Inc., and Equity Services, Inc., among others.

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ADVISOR BIO

Richard Allridge is a financial advisor with Allridge Wealth Management, Inc. in Bethesda, MD. Richard has been in the industry since 2013. Richard is a Certified Financial Planner and holds the Series 63, Series 7, and SIE licenses.

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ADVISOR BIO

Richard Alexander Hannah is a financial professional with over 20 years of experience in the financial services industry. Richard is currently registered with PFS Investments Inc. Richard's current registration is active. Richard is licensed to sell securities in Delaware, Georgia, Maryland, New York, Pennsylvania, and Virginia. Richard is also licensed to sell investment company products and variable contracts. Richard has passed the Securities Industry Essentials Examination and the Uniform Securities Agent State Law Examination.

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