ADVISOR BIO

Neil Lubar is a registered investment advisor representative with Morgan Stanley, licensed to provide investment advice in Colorado and Texas. Neil has been in the industry since 2011, and holds the Series 7 and Series 66 licenses as well as the SIE. Neil also manages Jansen Pearl LLC, an investment company that invests in commercial real estate. Neil is a member of the Morgan Stanley team in Boulder, CO.

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Nicholas Locicero is a financial advisor with Morgan Stanley, a leading global financial services firm. Nicholas holds the Series 7TO and SIE licenses and is registered in Colorado. Nicholas is a highly experienced professional, with a focus on providing personalized financial advice and investment strategies.

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ADVISOR BIO

Nicholas Troiano is a financial advisor with Raymond James & Associates, Inc., based in Boulder, CO. Nicholas has been in the financial industry since February 27, 2000. Nicholas is registered with the following securities authorities: Colorado, Texas, Florida, Idaho, Maine, Maryland, Massachusetts, New Hampshire, New Mexico, New York, Pennsylvania, Tennessee, Virginia, Washington, and Wyoming. Nicholas also holds the Series 65, Series 63, Series 7, and Series 24 securities licenses. Previously Nicholas was an advisor with TIAA-CREF Individual & Institutional Services, LLC, Morgan Stanley, Hightower Securities, LLC, J.P. Morgan Securities Inc., and Buckman, Buckman & Reid, Inc.

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Nicholas Krenz is a financial advisor with Ameriprise Financial Services, LLC. Nicholas is registered with the state of Colorado and Texas. Nicholas has been in the industry since 2010 and has experience in both broker-dealer and investment advisor roles. Nicholas holds Series 7 and Series 66 licenses and also passed the Securities Industry Essentials (SIE) Examination. Nicholas has worked with several firms in the past, including Raymond James Financial Services, Inc. and Thrivent Investment Management Inc. Nicholas specializes in providing asset allocation services, financial planning, pension consulting, educational seminars, and portfolio management.

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Nicki Green is an Investment Advisor Representative at Lido Advisors, LLC. Nicki has a Series 65 license and is a Certified Financial Planner. Nicki has been in the industry since 2011, and has experience working at Morgan Stanley, Vail Resorts, Cascade Financial Management Inc, and Colorado Financial Management. Nicki specializes in providing financial planning, portfolio management, and educational seminars to individuals, families, businesses, and pooled investment vehicles. Nicki has a proven track record of success in helping clients achieve their financial goals.

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ADVISOR BIO

Nipapan Pamela Rosenblum is an investment advisor representative at Western Wealth Management LLC. Nipapan is a registered investment advisor representative in Colorado. Nipapan has been in the securities industry since September 13, 2012. Nipapan previously worked at Ameriprise Financial Services, Inc. Nipapan has passed the Uniform Combined State Law Examination, the Securities Industry Essentials Examination, and the General Securities Representative Examination.

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ADVISOR BIO

Norman Alexander Hirsch is a registered representative with LPL Financial LLC in BOULDER, Colorado. Norman has been in the industry since November 7, 1981. Norman has passed the General Securities Representative Examination (Series 7), the Investment Company Products/Variable Contracts Representative Examination (Series 6), the Direct Participation Programs Representative Examination (Series 22), the National Commodity Futures Examination (Series 3), and the Securities Industry Essentials Examination (SIE). Norman is also a registered principal with the Series 24 license. Norman has been associated with LPL Financial LLC since March 1995. Prior to joining LPL Financial LLC, Norman was employed by Consolidated Investment Services, Inc. and GDN Securities, LTD.

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ADVISOR BIO

Pamela Stoner is a registered representative with Raymond James & Associates, Inc. and has been in the financial services industry since 1996. Pamela has experience with RBC Capital Markets, LLC and Wachovia Securities, LLC. Pamela works out of the Boulder office.

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ADVISOR BIO

Patrick Seal is a financial advisor with over 28 years of experience in the industry. Patrick Seal is currently registered with Cuso Financial Services, LP in Colorado and Texas. Patrick Seal has a diverse background, having previously worked with firms such as LINSCO/Private Ledger Corp., Transamerica Financial Resources, Inc., Lincoln Financial Advisors Corporation, The Lincoln National Life Insurance Company, and Carillon Investments, Inc.

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ADVISOR BIO

Paul Sussman is a financial advisor with LPL Financial LLC. Paul has been in the financial industry since 2005. Paul is a licensed investment advisor representative (IAR) and has passed the Series 7, Series 63, and Series 24 exams. Paul has previously worked at Raymond James Financial Services, Inc., Wells Fargo Advisors Financial Network, LLC, Waddell & Reed, Inc., and Northwestern Mutual Investment Services, LLC. Paul is based in Boulder, CO, and has a specialization in retirement planning, investment planning, estate planning, and insurance planning.

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