ADVISOR BIO

Sandra Lee Kirschten is a financial advisor currently registered with Robert W. Baird & Co. Inc. Sandra has been in the industry since 2003. Sandra has held previous roles with Morgan Stanley & Co. Incorporated and Wachovia Securities, LLC. Sandra currently holds Series 66, Series 10, Series 9, Series 7, and SIE licenses.

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ADVISOR BIO

Sandra Jane Rutan is a financial advisor with over 35 years of experience in the industry. Sandra has been with Morgan Stanley since June 2009, prior to that Sandra was with Citigroup Global Markets Inc. from September 1995 to June 2009. Sandra provides financial planning, portfolio management for individuals, businesses and investment companies, asset allocation advice and selection of other advisors to her clients. Sandra has a broad range of experience and expertise in the financial services industry.

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ADVISOR BIO

Sandra I-hsien Wang is a financial advisor registered with Morgan Stanley. Sandra has been in the financial services industry since 2006 and holds licenses in various states including California, Nevada, and Texas. In addition to her work at Morgan Stanley, Sandra is also an instructor for Stanford Continuing Studies and The Couples Institute, and she is a volunteer instructor for San Mateo County Community College District. Sandra's previous employment includes positions at MORGAN STANLEY & CO. INCORPORATED and MORGAN STANLEY DW INC..

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ADVISOR BIO

Sandy Lee Devich is a financial advisor registered with Morgan Stanley. Sandy has been in the financial services industry since 1997. Sandy is registered to provide investment advice in California, Texas, and a number of other states. Sandy is also a registered representative and holds a Series 7, Series 31, and SIE licenses. Sandy is based in Long Beach, CA.

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ADVISOR BIO

Sanford Irving Smith has been a registered financial professional since 1987. Smith has worked with Morgan Stanley since 2020. Before that, Smith worked with Wells Fargo Clearing Services, LLC, and Citigroup Global Markets Inc. Smith has a diverse background, having worked in a variety of roles, including field representative, and serving clients in several states including Arizona, California, Nevada, Vermont and Texas. Smith has experience with a variety of investment products and services, including securities, futures, and financial planning. Smith is committed to providing clients with personalized advice and guidance to help them reach their financial goals.

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ADVISOR BIO

Sangbum Kim is an investment advisor representative of Black Hill Capital Partners, LLC. Sangbum has been in the industry since 1992 and is registered in California. Previous firms include GARAL & COMPANY, INC., LORD, ABBETT & CO., and PRUDENTIAL SECURITIES INCORPORATED. Black Hill Capital Partners, LLC is a Registered Investment Advisor located in San Francisco, California. The firm provides portfolio management services to individuals and investment companies.

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ADVISOR BIO

Sang hyun Kim is a financial advisor at Morgan Stanley. Sang hyun has been in the industry since August 2022. Sang hyun holds the Series 7TO, SIE, and Series 66 licenses. Sang hyun is registered with FINRA and the state of California. Sang hyun has worked at Morgan Stanley, Tous Les Jour, Beijing Restaurant, Hankook Super Deli, Din Tai Fung, Microsoft/Robert Half/CBRE, De Anza College, UC San Diego, Lynbrook High School, and Morgan Stanley Private Bank, N.A. Sang hyun specializes in providing financial planning, pension consulting, educational seminars, and portfolio management for individuals, businesses, and investment companies.

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ADVISOR BIO

Sangwook Won is a financial advisor at Morgan Stanley. Sangwook has been in the industry since November 6, 2019 and has been registered in California and Texas. Prior to working at Morgan Stanley, Sangwook worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Sangwook offers a wide range of services including financial planning, pension consulting, and asset allocation advice.

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ADVISOR BIO

Sanh Tuan Vuong is a registered investment advisor representative with Morgan Stanley, based in Burlingame, California. Sanh Tuan Vuong has been in the financial industry for over 23 years and has a broad range of experience with both broker-dealers and investment advisors, having previously worked with firms like Citigroup Global Markets Inc. and Charles Schwab & Co., Inc. Sanh Tuan Vuong is also registered to provide investment advice in Texas and is licensed in all 50 states for securities transactions. Sanh Tuan Vuong has earned the Series 7, Series 9, Series 10, Series 24, Series 63 and Series 65 licenses.

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ADVISOR BIO

Santpal Singh is an investment advisor representative with Blackrock Investment Management, LLC. Santpal has been in the financial services industry for over 10 years and is registered in 53 states and the District of Columbia. Santpal specializes in portfolio management for businesses, individuals, investment companies, and pooled investment vehicles. Prior to joining Blackrock, Santpal was employed with American Funds and Vanguard Marketing Corporation.

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