ADVISOR BIO

Mina Luke is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc. in Pleasanton, California. Mina has been in the financial services industry since May 6, 2017 and has a combined experience of over six years in the industry. Mina holds Series 7, 6, 63 and 65 licenses and is registered in Arizona, California, Florida, Nevada, Oregon, Texas and Washington. Mina also has experience with Wells Fargo Clearing Services, LLC.

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ADVISOR BIO

Mitchel Sherman is an advisor with Commonwealth Financial Network. Mitchel has been in the industry since 2016 and holds the Series 66, Series 7TO, and SIE licenses. Mitchel is registered in 27 states and has a certification as a Certified Financial Planner. Mitchel also has experience with Goldman Sachs Personal Financial Management and Martin, Wardin & Eissner Financial Group. Mitchel offers a variety of services including financial planning, pension consulting, educational seminars, selection of other advisers, and portfolio management for businesses and individuals.

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ADVISOR BIO

Nancy Robertson is a financial advisor in Pleasanton, California. Nancy has been a registered representative for over 30 years and has experience in both the securities and investment advisory industries. Nancy is currently registered with Cambridge Investment Research Advisors, Inc. and has a Series 63, Series 65, Series 7 and SIE license. Nancy previously worked for Protected Investors of America. In addition to her financial advisory services, Nancy is also an insurance agent.

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ADVISOR BIO

Neil Douglas Menzies is a financial advisor with Morgan Stanley. Neil has been in the industry since 1999 and is registered in 43 states. He has experience with a variety of clients, including individuals, corporations, and institutions. Previously, Neil worked at Citigroup Global Markets Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Neil holds several securities licenses, including Series 7, Series 31, and Series 66.

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ADVISOR BIO

Nicole Merchain is a financial advisor registered with Morgan Stanley and has been in the industry since 2010. Nicole is registered in both California and Texas. Nicole has held previous roles with PRUCO SECURITIES, LLC. in San Francisco, CA. Nicole holds a Series 6, Series 7, and Series 63 licenses as well as a Certified Financial Planner designation.

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ADVISOR BIO

Omer Shakoor is a financial advisor who has been in the industry since 2021. Omer Shakoor currently works at Morgan Stanley and is licensed to provide financial advice in 43 states, as well as in California and Texas as an investment advisor.

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ADVISOR BIO

Paul Bratrude is an investment advisor representative associated with Cetera Investment Advisers LLC. Paul is currently registered with the state of California as a Registered Investment Advisor. Paul has been in the financial services industry for over 20 years and has passed multiple industry exams. Paul's firm, Cetera Investment Advisers LLC, provides a variety of financial services including financial planning, pension consulting and portfolio management for individuals and businesses.

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ADVISOR BIO

Perlita Gudilano is a financial advisor in Pleasanton, CA. Perlita has been in the industry since January 16, 2010, working with Morgan Stanley. Perlita has a wide range of licenses and registrations in various states including California and Texas. Perlita is registered with FINRA, and is a registered Investment Advisor. Prior to working with Morgan Stanley, Perlita worked for Leumi Investment Services Inc. in Palo Alto, CA. Perlita is a Series 7 and Series 63 licensed professional. In addition to the Series 7 and 63, Perlita also holds Series 65 and SIE licenses.

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ADVISOR BIO

Peter Torchia is an investment advisor representative with Merrill Lynch, Pierce, Fenner & Smith Inc., based in PLEASANTON, CA. He is registered with the state of California as both a broker-dealer and an investment advisor. Peter has been in the financial services industry since 1975 and has held registrations with several firms over the years, including Drexel Burnham Lambert Incorporated and Merrill Lynch, Pierce, Fenner & Smith Incorporated. He is licensed to provide investment advisory services to individuals, businesses, and institutions. Peter holds the Series 3, 5, 7, 15, 63, and 65 licenses. His areas of specialization include securities, commodities, investment advisory, and foreign currency options.

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ADVISOR BIO

Phillip S. Hohn is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc., with over 15 years of experience in the industry. Phillip has a Series 66, Series 7, Series 31, and SIE. Phillip is registered with the state of Texas as an Investment Advisor Representative, and is also registered as a Registered Representative in Arizona, Arkansas, California, Colorado, District of Columbia, Florida, Hawaii, Idaho, Massachusetts, Nevada, North Carolina, Ohio, Oregon, and Texas.

SPECIALIZATIONS