ADVISOR BIO

Lucas Holmes is a financial advisor currently registered with Merrill Lynch, Pierce, Fenner & Smith Inc. Lucas has been in the industry since January 2021. Lucas is registered in 27 states and holds the Series 66, Series 7TO, and SIE licenses. Lucas's previous roles include experience at Morgan Stanley, R&R Coatings, Avery Hall Insurance, and Salisbury University. Lucas specializes in investment advisory services for businesses and individuals. Lucas is also qualified to provide pension consulting and educational seminars to clients.

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ADVISOR BIO

Luciano Fioravante is a registered representative at Morgan Stanley, a firm with a strong presence in the financial industry. Luciano has been active in the industry since January 2024. Luciano holds the Series 7TO and SIE licenses and is dedicated to providing professional financial guidance to clients.

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ADVISOR BIO

Lucy E. Adjei is a financial advisor who is registered with FINRA and the state of Maryland. Lucy is currently employed by T. Rowe Price Investment Services, Inc. and is based in Owings Mills, Maryland. Lucy has passed the Series 7TO, Series 63 and SIE exams. Lucy is registered to sell securities in all 50 states, the District of Columbia, Puerto Rico and the Virgin Islands.

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ADVISOR BIO

Lucy Cai is a financial advisor at Transamerica Financial Advisors, Inc., with 24 years of experience in the industry. Lucy has held previous positions at WORLD GROUP SECURITIES, INC. and WMA SECURITIES, INC. Lucy is registered with the state of Maryland and 30 other states as well as with FINRA. Lucy's areas of specialization include securities and investment company products. Lucy is registered to provide investment advisory services.

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ADVISOR BIO

Lucy Gussio is an investment advisor representative registered with T. Rowe Price Advisory Services, Inc. Lucy has been in the securities industry since September 2022. Lucy holds the Series 7TO, SIE, and Series 66 licenses. Lucy is registered with the state of Maryland and is licensed to provide advisory services in all states in the U.S.

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ADVISOR BIO

Lucyna Orlicki is a financial professional with over 10 years of experience in the industry. She is registered with PFS Investments Inc. and has a Series 6 and SIE license. Lucyna primarily focuses on providing portfolio management services to individuals and is based in Sykesville, Maryland.

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ADVISOR BIO

Luis Padilla is an investment advisor representative at Founders Financial Securities LLC. Luis has been in the industry since February 28, 2003. Luis is registered with the state of Maryland and Texas. Luis has a Series 6, Series 63, and Series 65 license. Luis also has a SIE license. Luis specializes in providing financial planning, pension consulting, and portfolio management for businesses and individuals. Luis is also a licensed insurance broker.

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ADVISOR BIO

Luis Alfonso is a financial advisor with Morgan Stanley. Luis is registered with the Securities and Exchange Commission and is licensed to sell securities in 40 states. Luis has been in the financial services industry since 2011, and previously worked at HSBC Securities (USA) Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Luis has a strong background in investment management, financial planning, and retirement planning. Luis's primary focus is on working with high-net-worth individuals, families, and institutions. Luis is a member of the Morgan Stanley team, and he has access to the resources and expertise of one of the world's leading financial institutions.

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ADVISOR BIO

Luis Urbina is a financial professional with over 12 years of experience in the industry. Luis is currently registered with Nylife Securities LLC in Bethesda, Maryland. Luis has held previous positions with HSBC Securities (USA) Inc., PNC Investments, Wells Fargo Advisors, LLC, and Banc of America Investment Services, Inc. Luis holds Series 6, Series 63 and SIE licenses and is currently registered in the District of Columbia, Maryland, and Virginia.

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ADVISOR BIO

Luis Chavez is a registered representative with PFS Investments Inc., holding a Series 6TO and SIE license. Luis's expertise includes investment company products and variable contracts. Luis has been in the financial services industry since 2020 and has active registrations in District of Columbia and Maryland. Luis's office is located at 7642 STANDISH PL, STE A, ROCKVILLE, MD 20855.

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