ADVISOR BIO

Rayna Toyama is a registered Investment Advisor Representative with State Farm Investment Management Corp. Rayna has been in the industry since December 2008. She is licensed in Hawaii and holds the Series 6, Series 63, Series 65, and SIE licenses. Rayna currently provides portfolio management services for individuals and investment companies. Rayna is also the owner and agent of Rayna Toyama's Insurance Agency.

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ADVISOR BIO

Refonne Bernath is a financial advisor with over 20 years of experience in the industry. Refonne is currently registered with Morgan Stanley in Honolulu, HI. Refonne has held previous roles with MORGAN STANLEY & CO. INCORPORATED and MORGAN STANLEY DW INC. Refonne is a licensed investment advisor and has passed various securities exams, including Series 3, 7, 9, 10, 63, and 65. Refonne specializes in providing financial planning, portfolio management, and investment advice to individuals, corporations, and institutional clients. Refonne is registered in 34 states and the District of Columbia and is a part of Morgan Stanley, a large financial services firm with over $1.4 trillion in assets under management.

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ADVISOR BIO

Reid Takamoto is a financial advisor with Morgan Stanley. Reid has been in the financial industry since 1997 and has a wide range of experience working with individual clients, high-net-worth individuals, pension and profit-sharing plans, and charitable organizations. Prior to joining Morgan Stanley in 2013, Reid worked at UBS Financial Services Inc. and Lord Abbett Distributor LLC.

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ADVISOR BIO

Richanne Lam is a financial advisor with Morgan Stanley. Richanne has been in the industry since 1997 and holds a Series 7, Series 31, Series 63 and Series 65 licenses. Richanne is registered to provide investment advice in Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Kentucky, Maine, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Vermont, Virginia, Washington and Wisconsin. Richanne's previous experience includes positions at Morgan Stanley & Co. Incorporated and Morgan Stanley DW Inc.

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Richard G Cheong is an investment professional with experience in the financial services industry since 2005. Richard G Cheong has been registered with Morgan Stanley since 2023. Richard G Cheong holds licenses to provide investment advisory services in Hawaii and Texas. Richard G Cheong was previously associated with MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED.

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ADVISOR BIO

Richardson Pascua Talavera is a financial advisor registered with Morgan Stanley. Richardson has been active in the industry since July 2020. Richardson holds licenses for both securities and investment advising, with registrations in over 35 states. Their areas of expertise include financial planning, portfolio management, and asset allocation. Richardson specializes in working with high-net-worth individuals, corporations, insurance companies, and charitable organizations. They are dedicated to helping their clients achieve their financial goals.

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Rob Katsuyoshi Suenishi is a financial advisor with Morgan Stanley, a firm that manages approximately $10 billion to $50 billion in client assets. Rob has been working in the financial industry since 2014. Rob has been registered as a broker-dealer and investment advisor in several states, including Hawaii and Texas. Rob has a Series 7, Series 66, and SIE license. Rob specializes in providing financial planning, portfolio management, and asset allocation advice to individuals, businesses, and institutions. Rob has a strong understanding of the financial markets and a commitment to helping clients achieve their financial goals.

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ADVISOR BIO

Robert Vincent Pellettieri is a financial advisor who has been active in the industry since June 1984. Currently, Robert Vincent Pellettieri works for Morgan Stanley. Robert Vincent Pellettieri has held previous roles with firms like CITIGROUP GLOBAL MARKETS INC., LEHMAN BROTHERS INC., HAMPSHIRE SECURITIES CORPORATION, MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED, PENNSYLVANIA SECURITIES COMPANY, and RELIASTAR FINANCIAL MARKETING CORP. Robert Vincent Pellettieri provides a range of services including financial planning, pension consulting, and educational seminars.

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Roger William Johnson is a financial advisor with over 40 years of experience in the industry. Roger is currently registered with Morgan Stanley, and is licensed to offer securities and investment advisory services in Arizona, California, Florida, Hawaii, Idaho, Illinois, Kentucky, Maine, Nevada, Ohio, Oregon, Texas, and Washington. Roger has a wide range of experience, having worked with Morgan Stanley & Co. Incorporated, Morgan Stanley DW Inc., and National Securities Corporation in the past. Roger holds the Series 63, Series 65, Series 7 and SIE licenses. Roger is dedicated to providing clients with comprehensive financial planning and investment management services, including portfolio management, asset allocation advice, and educational seminars.

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ADVISOR BIO

Roslyn Choi is an investment advisor representative, licensed in Hawaii and Texas, and has been in the industry since September 6, 2010. Roslyn has a Series 66, Series 7, and SIE license. Roslyn Choi is a registered representative of Morgan Stanley, working from their LIHUE branch. Morgan Stanley is a national firm based in Purchase, NY.

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