ADVISOR BIO

Pharlande Joseph is a registered investment advisor representative with J.P. Morgan Securities LLC and has been in the industry since June 2015. Joseph is licensed in Florida, Texas, and several other states including California, Connecticut, Delaware, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Oregon, Puerto Rico, and Tennessee. Joseph has a Series 66, SIE, and Series 7 license and has previously been employed by Merrill Lynch, Pierce, Fenner & Smith Incorporated. Joseph has worked for J.P. Morgan Securities LLC since August 2020.

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ADVISOR BIO

Phayvanh Bounheuangvilay is a registered representative with Raymond James & Associates, Inc. in the St. Petersburg, FL branch office. Phayvanh has been in the financial industry since July 12, 2020. Phayvanh holds the Series 99TO and Securities Industry Essentials Examination licenses.

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ADVISOR BIO

Phebe S. Cosmo is an active investment advisor representative with J.p. Morgan Securities LLC. Phebe has been in the industry since June 16, 2010 and is currently registered in 33 states and 1 district. Cosmo previously worked at CHASE INVESTMENT SERVICES CORP. Phebe has successfully completed the Uniform Combined State Law Examination, General Securities Representative Examination, Investment Company Products/Variable Contracts Representative Examination, and the Securities Industry Essentials Examination.

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ADVISOR BIO

Phedner Louis-jean is a financial advisor registered with Wells Fargo Clearing Services, LLC. Phedner Louis-jean is licensed to provide investment advice in Florida and Georgia. Phedner Louis-jean has been working in the financial services industry since June 2019. Phedner Louis-jean has experience working with a variety of clients, including individuals, corporations, charitable organizations, and pension plans. Phedner Louis-jean is currently registered with Wells Fargo Clearing Services, LLC.

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ADVISOR BIO

Phil Edgecombe is a registered investment advisor representative associated with Transamerica Retirement Advisors, LLC, located in Orlando, FL. Phil is a licensed investment advisor with both broker-dealer and investment advisor licenses and has a combined 2 years of experience in the financial services industry. Phil holds Series 66, Series 7TO and SIE licenses. Phil's specializations include retirement planning, investment management, insurance, and financial planning.

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ADVISOR BIO

Philip H. Townsend is a financial advisor with Morgan Stanley. Philip has been working in the securities industry since September 23, 1987. Philip is registered with the state of Florida. Prior to joining Morgan Stanley in June 2009, Philip worked for Morgan Stanley & Co. Incorporated and Morgan Stanley DW Inc. Philip holds the Series 3, 7, and 63 licenses as well as the SIE exam.

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ADVISOR BIO

Philip Julian Corrales is a registered representative with Citigroup Global Markets Inc. in Jacksonville, Florida. Philip is a financial advisor with 1+ years of experience in the industry. Philip has passed the Series 7TO, SIE, and Series 66 exams. Philip is registered in 50 states and has the ability to offer advice and products to individuals, corporations, investment companies, pension and profit-sharing plans, and more.

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ADVISOR BIO

Philip H. Friedland is a financial advisor who has been in the industry since August 5, 2002. Philip is currently registered with Valmark Advisers, Inc. and has been with the firm since May 2006. Previously, Philip worked at Signator Investors, Inc. from October 1, 2002 to May 11, 2006. Philip holds the Series 6, 7, 63, and 65 licenses. Philip also holds the SIE designation. Philip is a Certified Financial Planner. Philip specializes in providing financial planning, pension consulting, and portfolio management for individuals, businesses, and investment companies.

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ADVISOR BIO

Philip Alden Gray is a financial advisor with Raymond James & Associates, Inc. located in Ponte Vedra Beach, FL. Philip has been in the industry since February 19, 1996 and has worked for several firms including Janney Montgomery Scott LLC, Citigroup Global Markets Inc., Legg Mason Wood Walker, Incorporated, J.P. Turner & Company, L.L.C., Prudential Securities Incorporated, First Honolulu Securities, Inc. and HYM Financial, Inc. Philip is registered with FINRA as well as the states of California, Florida, New Jersey, and North Carolina.

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ADVISOR BIO

Philip MacDonald is a financial advisor registered with Stifel, Nicolaus & Company, Inc. Philip has over 25 years of experience in the industry, holding licenses in both the State of Florida and Texas. He is well-versed in various financial services, including investment advisory, financial planning, and portfolio management. Philip has previously worked for several other prominent financial institutions, including Merrill Lynch, Pierce, Fenner & Smith Incorporated, LPL Financial LLC, and Legg Mason Wood Walker, Incorporated. His previous roles demonstrate a commitment to providing comprehensive and personalized financial guidance to clients.

SPECIALIZATIONS