ADVISOR BIO

Evan Frank is a registered representative with J.P. Morgan Securities LLC. Evan has been in the industry since January 12, 2023. Evan is licensed to provide investment advice in Florida. Evan currently holds the Series 6TO and SIE licenses. Evan's office is located at 2500 PGA BLVD, PALM BEACH GARDENS, FL 33410. J.P. Morgan Securities LLC is a large firm with over $50 billion in assets under management and 262,026 clients. J.P. Morgan Securities LLC provides investment advice to high-net-worth individuals, corporations, and other entities.

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Fermin Ruybal is an investment advisor representative with Fidelity Personal And Workplace Advisors. Fermin has been in the securities industry since 1993. Fermin has a wide range of experience and is registered in Colorado, Florida, and Texas. Fermin provides financial planning, portfolio management for individuals and businesses, and educational seminars. Fermin is committed to helping his clients achieve their financial goals.

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Fraj Lazreg is an investment advisor representative at Money Concepts Capital Corp. Fraj has been in the securities industry since May 8, 1981. Fraj is registered with the state of New York as an Investment Advisor Representative. Fraj is also registered with the state of Connecticut, Florida, Iowa, New Jersey, North Carolina, Ohio, Pennsylvania, Vermont, Virginia, and Wisconsin as a Broker/Dealer. Fraj has passed the Series 7, Series 6, Series 22, Series 24, Series 63, and Series 65 exams. Fraj is also a registered principal with the state of New York. Fraj has experience in providing financial planning, general consulting services, and portfolio management for businesses and individuals. Fraj has worked at Money Concepts Capital Corp. since November 1993. Fraj also works as the treasurer of LCG Tax Services, LLC, and is the owner of Investors' Advantage Portfolios, LLC. Fraj is also an officer and owner of Integrity Family Resources Inc, an independent insurance agency.

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Fran Marcie Wolfson-keegan is a financial advisor with GWN Securities Inc.. Fran has been in the financial industry since 1991 and has a broad range of experience. Fran is registered with FINRA and is a Registered Representative in New York. Fran is also registered with the state of New York as an Investment Advisor Representative. Fran's experience includes a variety of financial products and services, including securities, investment advisory, and insurance products. Fran is dedicated to providing her clients with personalized financial advice and guidance to help them achieve their financial goals.

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Francis Paul Carson is an investment advisor representative with Money Concepts Capital Corp. Francis has been in the securities industry since June 20, 2005. Francis is registered with the state of Connecticut and New York. Francis is also registered with FINRA. Francis's office is located in Palm Beach Gardens, Florida. Francis is also a board member for Stratford Visiting Nurses Association.

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Francis Anthony Pineno is a financial advisor with Dakota Wealth, LLC, based in Palm Beach Gardens, FL. Francis Pineno has been in the industry since 1970 and has worked for several firms including Carter Investment Capital, Inc. and Scott & Stringfellow, Inc. Francis Pineno holds the following licenses and certifications: Series 63, Series 65, Series 24, Series 00, Series 41, and Series 1. He is a Chartered Financial Analyst. Francis Pineno specializes in portfolio management for individuals, portfolio management for investment companies, portfolio management for pooled investment vehicles, selection of other advisors, and tax preparation/filing.

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Frank Novello is an investment advisor representative at Morgan Stanley in Palm Beach Gardens, Florida. Frank has been in the industry since 1998 and has extensive experience working with individuals, high-net-worth individuals, corporations, and institutions. Frank is registered with the Securities and Exchange Commission (SEC) and holds licenses in Florida, New Jersey and Texas. Frank's expertise includes financial planning, asset allocation advice, portfolio management and pension consulting.

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Frederic Raymond De baeck is a registered representative with Money Concepts Capital Corp., offering financial planning and portfolio management services to individuals and businesses. Frederic is currently registered in 15 states and has been in the financial services industry since March 2003. In addition to his role at Money Concepts Capital Corp., Frederic also serves as Office Manager for Massaro Wealth Management.

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Frederick Paige is an investment advisor representative with Money Concepts Capital Corp. He has been in the industry since 1990 and has held various positions at firms such as J.P. Morgan Securities LLC, PNC Investments, and NatCity Investments, Inc. Frederick Paige is registered with the state of Indiana and Kentucky. He also holds Series 4, 6, 7, 22, 24, 51, 52, 53, 62, 63, and 65 licenses. Frederick Paige provides financial planning, portfolio management for businesses and individuals, as well as general consulting services.

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Frederick Bruce Salus is a financial advisor with over 30 years of experience in the industry. Frederick has been registered with Wells Fargo Clearing Services, LLC since 2016. Prior to this, Frederick was registered with a number of other firms, including Prudential Securities Incorporated, Oppenheimer & Co., Inc., and Stifel, Nicolaus & Company, Incorporated. Frederick holds a number of professional designations, including Certified Financial Planner. Frederick's specializations include providing financial planning, portfolio management for individuals and businesses, and investment consulting services to institutional clients.

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