ADVISOR BIO

Luciano De Ruggiero is a financial advisor with over 10 years of experience in the financial services industry. Luciano has a Series 7, Series 63, and Series 79 license, and has been registered with J.p. Morgan Securities LLC since December 2012. Luciano specializes in a variety of financial services, including portfolio management, financial planning, and pension consulting. Luciano has a strong track record of success in helping clients achieve their financial goals.

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ADVISOR BIO

Lucilo R. Palacio is a financial advisor at Citigroup Global Markets Inc. Lucilo Palacio has been in the financial services industry since 2001. Lucilo Palacio has a Series 7, Series 10, Series 9, Series 31, and Series 63 licenses. Lucilo Palacio is also registered as an Investment Advisor Representative. Lucilo Palacio has a strong background in financial planning and portfolio management. Lucilo Palacio is committed to providing his clients with personalized financial advice and investment strategies. Lucilo Palacio is a Vice Chair of the Key Biscayne Community Foundation.

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ADVISOR BIO

Lucy Cardoso Watson is a financial advisor with over 30 years of experience in the industry. Lucy holds several licenses, including Series 6, 7, 26, 63, and 65, and has expertise in various areas, including financial planning, pension consulting, and portfolio management for individuals and businesses. Lucy has worked with Cetera Investment Advisers LLC since 2023 and has experience working with various client types including individuals, businesses, charitable organizations, and pension plans. Lucy has previously worked with Vicus Capital, Inc. and Walnut Street Securities, Inc.

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ADVISOR BIO

Lucy Foerster is a financial professional with Commonwealth Financial Network. Lucy is based in Miami, FL and has been in the industry for over 1 year. Lucy holds the Series 6TO and SIE licenses and specializes in a variety of financial services.

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ADVISOR BIO

Ludwig Xavier Von Lignau is a registered investment advisor representative with J.p. Morgan Securities LLC. Ludwig is registered in 53 states and the District of Columbia. Ludwig is a Series 7, 66, and SIE licensed representative and has been in the financial industry for more than a year. J.p. Morgan Securities LLC is a large investment firm with more than $50 billion in assets under management. They provide financial planning, pension consulting, selection of other advisors, and portfolio management for businesses and individuals.

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ADVISOR BIO

Ludy E Perdomo is a registered representative with J.p. Morgan Securities LLC. Ludy has been in the industry since 2014. Ludy's office is located in Miami, Florida. Ludy is licensed to sell securities in Florida. Ludy has passed the Series 6 and SIE exams. Ludy specializes in securities, variable contracts, mutual funds and investment advisory services.

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ADVISOR BIO

Luis Eduardo Giralt is a financial advisor registered with Citigroup Global Markets Inc. Luis has been in the industry since 1996 and has been with Citigroup Global Markets Inc. since 2007. Luis specializes in providing financial advice to high net worth individuals, corporations, insurance companies, charitable organizations and pension and profit-sharing plans. Luis holds a Chartered Financial Analyst designation. He has a broad range of experience in financial markets and investment strategies. Luis is committed to providing his clients with personalized financial advice and investment solutions that meet their individual needs.

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ADVISOR BIO

Luis Maria Mayorga is a registered representative of Morgan Stanley in Miami, Florida. Luis has been in the financial services industry since 2004. Prior to joining Morgan Stanley, Luis was a registered representative with WELLS FARGO CLEARING SERVICES, LLC and SANTANDER SECURITIES. Luis holds Series 63, Series 66, and Series 7 licenses as well as the Securities Industry Essentials (SIE) exam. Luis also has experience with real estate as a Co-Owner of VOJ LLC.

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ADVISOR BIO

Luis Alfredo Samayoa pascual is a registered representative with J.P. Morgan Securities LLC. Luis has been in the industry since December 26, 2018. Previously, Luis was employed by Citi Private Advisory, LLC and Citigroup Global Markets Inc. Luis's current branch location is in Miami, FL. Luis specializes in 1, 2, 4, 5 and 6.

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ADVISOR BIO

Luis A Caceres Sosa is a financial advisor at Merrill Lynch, Pierce, Fenner & Smith Inc. Luis has been in the industry since June 5, 2019, and holds both Series 7TO and Series 66 licenses. Luis has a background in finance and has experience working with individuals, corporations, and pension plans. Luis is committed to providing clients with personalized financial advice and helping them achieve their financial goals.

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