ADVISOR BIO

Joanna Espasas is a registered representative with J.p. Morgan Securities LLC in Miami, Florida. Joanna has been in the securities industry since 2012. Previously, Joanna worked at RAYMOND JAMES & ASSOCIATES, INC., WELLS FARGO CLEARING SERVICES, LLC, and UBS FINANCIAL SERVICES INC. Joanna has a strong track record of success in the financial services industry and is committed to providing her clients with the highest level of service.

SPECIALIZATIONS

ADVISOR BIO

Joanna Sims is a financial advisor at Merrill Lynch, Pierce, Fenner & Smith Inc. Joanna has been in the financial services industry for over 20 years and is registered to provide investment advice in 16 states. Joanna has worked for Bank of America and Merrill Lynch, Pierce, Fenner & Smith Inc., and is a Registered Representative, an Investment Advisor Representative, and holds the Series 7, Series 63, Series 66, and SIE licenses. Joanna provides portfolio management for individuals, businesses, and pension plans, and provides investment advisory services in both a discretionary and non-discretionary capacity.

SPECIALIZATIONS

ADVISOR BIO

Joanne Jupiter is a financial advisor with Janney Montgomery Scott LLC, with over 42 years of experience in the securities industry. Joanne is registered with the state of Florida and Texas to provide investment advice. Prior to working at Janney Montgomery Scott LLC, Joanne worked at Citigroup Global Markets Inc., Dean Witter Reynolds Inc., First Miami Securities, Inc., Security Pacific Investments, Inc., and others. Joanne holds licenses in Series 4, 6, 7, 8, 9, 10, 63, and 66.

SPECIALIZATIONS

ADVISOR BIO

Joao Paulo Darius is a financial advisor with J.p. Morgan Securities LLC, a firm managing over $50 billion in assets. Joao Paulo Darius is registered with the state of Florida and has been in the industry since April 16, 2019. Joao Paulo Darius provides financial planning and portfolio management services for individuals and businesses.

SPECIALIZATIONS

ADVISOR BIO

Joao Luiz ferreira Alvarez is a registered representative with Merrill Lynch, Pierce, Fenner & Smith Inc. with over 15 years of experience in the financial services industry. Joao is licensed in several states including Florida, Texas, California, Delaware, New Jersey, New York, Pennsylvania, and Virginia. Joao holds the Series 66, Series 7, and SIE licenses. Prior to joining Merrill Lynch, Pierce, Fenner & Smith Inc., Joao was employed with SAFRA SECURITIES LLC. Joao is a specialist in providing portfolio management for both individuals and businesses, as well as pension consulting.

SPECIALIZATIONS

ADVISOR BIO

Joaquin Mario Alvarez-menendez is a Registered Representative with Citigroup Global Markets Inc. Joaquin has been in the industry since 2010 and is registered to provide investment advisory services in the states of California, Colorado, Delaware, Florida, Georgia, Illinois, Iowa, Minnesota, New Jersey, New York, North Carolina, South Carolina, and Texas. Joaquin also has Series 63, Series 66 and Series 7 licenses. In addition to his work with Citigroup Global Markets Inc., Joaquin is also a Shareholder/Manager of Magic Dolphin Properties LLC.

SPECIALIZATIONS

ADVISOR BIO

Joaquin Eduardo Gonzalez is a financial advisor with Citigroup Global Markets Inc. based in Miami, FL. Joaquin has been in the industry since August 2010 and is registered with FINRA and several states. Joaquin has experience with both J.P. Morgan Securities LLC and Chase Investment Services Corp. Joaquin specializes in Portfolio Management for Individuals and Businesses, Financial Planning, and Pension Consulting.

SPECIALIZATIONS

ADVISOR BIO

Joaquin Dupont is a Registered Representative and Investment Advisor Representative associated with Bolton Securities Corp. Joaquin Dupont has been in the industry since February 27, 2008 and holds Series 3, 7, and 66 licenses as well as the SIE. Joaquin Dupont is registered with the state of Florida as a Broker/Dealer and Investment Advisor. Prior to joining Bolton Securities Corp., Joaquin Dupont was affiliated with WELLS FARGO CLEARING SERVICES, LLC.

SPECIALIZATIONS

ADVISOR BIO

Joel Bambino is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc. based in Miami, FL. Joel has been in the financial services industry since December 10, 2018. Joel is registered to provide investment advice in 20 states. Joel is also registered to provide securities services in Florida and Texas. Joel holds the Series 66, Series 10, Series 9, Series 7TO, and SIE licenses.

SPECIALIZATIONS

ADVISOR BIO

Johan Camille Nacitas is a registered investment advisor representative with Citigroup Global Markets Inc. Johan is registered with the state of Florida and New York. Johan is a Series 66, Series 31, Series SIE, and Series 7TO licensed representative. Johan has been in the securities industry since 2015. Johan provides financial planning, asset allocation advice, portfolio management for businesses and individuals, selection of other advisors, pension consulting, and publication of periodicals. Citigroup Global Markets Inc. is a national firm that provides investment advisory services for individuals, businesses, investment companies, charitable organizations, and pension and profit-sharing plans.

SPECIALIZATIONS