ADVISOR BIO

Darryl Hun-kien Ng is an investment advisor representative with Morgan Stanley. Darryl has been in the industry since 2003 and is registered with the state of California. Darryl holds the Series 6, 7, 63, and 65 licenses. Darryl also holds the SIE exam and has a broad range of experience and expertise in financial planning, asset allocation, and portfolio management. Darryl's previous experience includes working with Wells Fargo Advisors, LLC and Northwestern Mutual Investment Services, LLC. Darryl is committed to providing his clients with personalized financial advice and guidance to help them reach their financial goals.

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ADVISOR BIO

Darwin Ting Ching has been in the financial services industry since March 23, 2000. Darwin is currently registered as a registered representative with Morgan Stanley. Prior to joining Morgan Stanley, Darwin was a registered representative with CHARLES SCHWAB & CO., INC. and CAL FED INVESTMENTS. Darwin is licensed in 24 states and holds the Series 6, 7 and 66 licenses as well as the SIE. Darwin has a broad range of experience in the financial services industry and is committed to providing his clients with the highest level of service and expertise.

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ADVISOR BIO

Darya Bahrami Allen-attar has been in the financial services industry since 1996. Darya is a registered representative of Morgan Stanley and has been with the firm since 2009. Darya holds Series 7, 31, and 66 securities licenses, as well as the Securities Industry Essentials Exam (SIE). Darya has experience in providing investment advice to a wide range of clients, including individuals, families, businesses, and institutions. Darya is committed to providing her clients with personalized financial advice and guidance to help them achieve their financial goals. Darya also serves on the board of directors for several non-profit organizations, including the West Side YMCA, the United Way Women Leaders and the Arnold and Mabel Beckman Foundation.

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ADVISOR BIO

Daryl Hisao Kibota is a financial advisor with over 38 years of experience in the industry. Daryl is currently registered with Morgan Stanley, a firm with over $1.4 trillion in assets under management. Daryl has held previous roles with Morgan Stanley & Co. Incorporated and Morgan Stanley DW Inc. Daryl offers a wide range of financial services, including asset allocation advice, financial planning, pension consulting, and educational seminars. Daryl has a proven track record of helping clients achieve their financial goals.

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ADVISOR BIO

Dave Scalzo is a financial advisor with Morgan Stanley. Dave has been in the financial industry for over 16 years. Dave holds a Series 66 and Series 7 license and works in Fresno, California. Dave has extensive experience in asset allocation, financial planning, pension consulting and portfolio management. Prior to joining Morgan Stanley, Dave worked for Citigroup Global Markets Inc.

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ADVISOR BIO

David Courtenay Whalen is a financial advisor currently registered with Morgan Stanley and has been in the industry since 1993. David Whalen holds both the Series 7 and Series 63 licenses, and specializes in asset allocation advice, financial planning, pension consulting, and educational seminars. David Whalen is also registered as an investment advisor representative in Texas.

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ADVISOR BIO

David Penniall is a financial advisor at Beacon Pointe Advisors, LLC. David has been in the financial services industry since 1983 and is a Certified Financial Planner. David has worked at a number of firms, including United Planners' Financial Services of America, NRP Financial, Inc., AIG Financial Advisors, Inc., and Sunamerica Securities, Inc. David is licensed to sell insurance products, and David also owns and operates an independent insurance agency, Penniall Insurance Services. David is a member of AWM Capital LLC and is a business manager of LLCs that PHC helps create and manage. David is also a real estate agent and refers clients to buy and sell real estate.

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ADVISOR BIO

David Grados is an investment advisor representative at Pgim Investments LLC. David has been in the industry since 2015 and is licensed to conduct business in California and New Jersey. David has experience in a variety of financial services, including investment banking and asset management. David's experience allows him to provide comprehensive financial planning services to a wide range of clients. David specializes in providing investment advice to insurance companies, investment companies, and business development companies.

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ADVISOR BIO

David Young is an investment advisor representative with Anfield Capital Management, LLC. David has over 20 years of experience in the financial services industry, specializing in portfolio management for businesses, individuals, and investment companies. He is a Chartered Financial Analyst and holds Series 3, 6, 7, and 63 licenses. Previously, David has held positions at Allianz Global Investors Distributors LLC, Pacific Mutual Distributors, Inc., and Griffin Financial Services. David has been with Anfield Capital Management, LLC since 2009.

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ADVISOR BIO

David Widor is an investment advisor representative at Morgan Stanley, a firm with over 10 billion to 50 billion dollars in assets under management. David is registered with the Securities and Exchange Commission as an Investment Advisor Representative and holds both a Series 65 and Series 63 license. David has over 25 years of experience in the financial services industry and has worked at several firms in the past, including GT Global, Inc. and CITIGROUP GLOBAL MARKETS INC. David is also a registered representative with the Financial Industry Regulatory Authority, Inc.

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