ADVISOR BIO

Richard Walsh is a financial advisor with over 12 years of experience in the financial services industry. Richard currently works for Fidelity Personal And Workplace Advisors in Chandler, Arizona. Richard is a Certified Financial Planner and has a Series 7, Series 9, Series 10, Series 63, and Series 66 license. Richard's areas of expertise include financial planning, portfolio management, and selection of other advisors. Richard specializes in serving individuals, corporations, and pension and profit-sharing plans.

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ADVISOR BIO

Richard Hubbard is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc.. Richard has been in the industry for over 16 years. Richard has experience in a wide range of financial services, including investment advisory, financial planning, and portfolio management. Richard is registered with the following states: Arizona, California, Colorado, Florida, Georgia, Massachusetts, Nevada, New Jersey, New Mexico, Ohio, Texas, Utah, Vermont, and Washington. Richard's professional designations include Series 7, Series 9, Series 10, and Series 66. Richard specializes in providing financial advice to individuals, businesses, and institutions.

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ADVISOR BIO

Richard Layne Clark is a financial advisor with Ameriprise Financial Services, LLC, based in Mesa, Arizona. Richard Clark has been in the financial services industry since 1997, serving clients in a number of states. Ameriprise Financial Services, LLC is a large financial firm that provides a range of financial services, including financial planning, investment management, and insurance.

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ADVISOR BIO

Richard Farrell is an active Investment Advisor Representative with Morgan Stanley. Richard has been in the industry since 2013 and holds a Series 7, Series 79, Series 63 and Series 65 licenses. Richard previously worked at BOFA SECURITIES, INC., MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED and DEUTSCHE BANK SECURITIES INC. Richard is registered in 38 states, the District of Columbia and Puerto Rico. Richard is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).

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ADVISOR BIO

Richard Glenn Shaw is a financial advisor with over 30 years of experience in the industry. Richard currently works at Osaic Wealth, Inc. located in Irvine, California. Richard has a broad range of experience, having previously worked with The Lincoln National Life Insurance Company and CIGNA Financial Advisors, Inc. Richard holds the Series 6, 63, 65 and SIE licenses. Richard's areas of specialization include financial planning, pension consulting, and portfolio management for individuals and businesses. Richard is also a licensed insurance agent.

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ADVISOR BIO

Richard David Williams is a financial advisor registered with Foundations Investment Advisors LLC. Richard has been working in the industry since 2000 and is licensed to provide advisory services in Indiana, Pennsylvania and Texas. Richard is also a registered representative of Madison Avenue Securities, LLC. Richard holds the Series 66, SIE and Series 7 licenses. Richard's areas of expertise include financial planning, education seminars and selection of other advisors. Richard is a strong proponent of financial planning and works to help individuals and businesses achieve their financial goals.

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ADVISOR BIO

Richard Johnson is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc. Richard has been in the industry since 2020 and is licensed to provide financial advice in multiple states. Richard's previous experience includes working for Morgan Stanley and E*TRADE Securities LLC. Richard is a Series 7, 63, and 66 licensed professional. Richard offers a variety of investment advisory services, including portfolio management for individuals and businesses, pension consulting, and educational seminars. Richard also provides performance measurement reports, allocation modeling, investment policy statements (IPS), research reports and services. Richard is committed to helping clients achieve their financial goals.

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ADVISOR BIO

Richard Penman has been in the financial services industry since 1991. Richard is currently registered with Oneamerica Securities, Inc. and has been with the firm since 2019. Richard has also previously worked at MML INVESTORS SERVICES, LLC, MSI FINANCIAL SERVICES, INC., and METROPOLITAN LIFE INSURANCE COMPANY. Richard is licensed in Arizona, California, Hawaii, and New Mexico.

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ADVISOR BIO

Richard Schneider is a financial advisor with over 30 years of experience in the industry. Richard is currently registered with UBS Financial Services Inc. and has been with the firm since June 2006. Prior to joining UBS, Richard worked for several other financial institutions, including Kidder, Peabody & Co. Incorporated, Shearson Lehman Hutton Inc., E. F. Hutton & Company Inc., and Shearson Lehman Brothers Inc. Richard holds several industry licenses, including Series 7, Series 31, Series 63, and Series 65. Richard has also obtained the Securities Industry Essentials Examination (SIE) license. Richard specializes in providing financial planning, portfolio management, and pension consulting services to individual clients, corporations, businesses, charitable organizations, high-net-worth individuals, and pension and profit-sharing plans.

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ADVISOR BIO

Richard Alan Steiman is a financial advisor with Private Client Services, LLC, specializing in providing financial planning, portfolio management, and educational seminars. Richard has a deep understanding of the financial markets, coupled with a commitment to helping clients achieve their financial goals. With over 20 years of experience, Richard has worked with a range of clients, including high-net-worth individuals, families, and businesses.

SPECIALIZATIONS