ADVISOR BIO

Richard Krafcik is a financial advisor with over 17 years of experience in the industry. Richard is registered as an investment advisor representative in Texas and Virginia, and is a registered representative in 18 states. Richard holds a Series 6, 7, 24, 63 and 65 licenses. Richard is currently affiliated with Cobblestone Asset Management. Richard’s primary focus is providing financial planning and portfolio management services to high-net-worth individuals and corporations. Prior to joining Cobblestone Asset Management, Richard was affiliated with Stack Financial Group and ING Financial Partners.

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ADVISOR BIO

Richard W. Holland is a financial advisor with over 25 years of experience in the financial services industry. He is currently registered with Merrill Lynch, Pierce, Fenner & Smith Inc. in Vienna, Virginia. Previously, Richard worked for Riggs Investment Corp. and Financial Network Investment Corporation. Richard specializes in providing portfolio management services for individuals, businesses, and pension plans. He is a registered representative and investment advisor representative with Series 7, 31, 63, and 65 licenses. He is also a registered investment advisor in several states, including Virginia, Maryland, Texas, and the District of Columbia.

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ADVISOR BIO

Richard E Monroe is an active investment advisor representative with Merrill Lynch, Pierce, Fenner & Smith Inc. Richard has been in the industry since 2001 and is registered in several states including Virginia and Texas. Richard specializes in providing portfolio management services to businesses and individuals, as well as pension consulting and educational seminars. Richard has previously been registered with Ameriprise Financial Services, LLC and Banc of America Securities LLC.

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ADVISOR BIO

Richard Martin Swink is a financial advisor at Edward Jones. Richard has been in the financial industry since October 31, 2019. He has a Series 7TO, Series 66, and SIE license. Richard is registered to provide investment advice in 55 states and territories, including Texas and Virginia. Richard is licensed to provide both brokerage and investment advisory services. He is registered with FINRA.

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ADVISOR BIO

Richard Chadwell is a financial advisor at Wells Fargo Clearing Services, LLC. Richard has been in the industry since June 4, 1980. Richard has a broad range of experience in financial advising, including portfolio management for individuals and businesses, financial planning and selection of other advisors. Richard is registered in 20 states and holds Series 63, Series 66, Series 7 and SIE licenses. Previous firms Richard worked for include First Union Capital Markets Corp. and Johnston, Lemon & Co. Incorporated.

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ADVISOR BIO

Richard Stanley Carroll is a financial advisor with Tiaa-Cref Individual & Institutional Services, LLC. Richard Carroll has been working in the financial services industry since 2019. Richard Stanley Carroll holds licenses for securities and investment advisory services, including the Series 7TO, Series 66, and SIE exams.

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ADVISOR BIO

Richard Woodall is a financial advisor with over 40 years of experience in the industry. Richard is currently registered with Financial Security Advisory Inc. and has been with the firm since 1997. Richard is a Vice President at Financial Security Group, Inc., where Richard provides life and health insurance sales and financial advisory services. Richard is also a partner in DRS&T Family Limited Partnership, where Richard purchases and manages rentals of single-family homes. Richard is a Chartered Financial Consultant and holds Series 7, Series 63, Series 26, and Series 99TO licenses.

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ADVISOR BIO

Richard Lee Clary is a financial advisor registered with LPL Financial LLC. Richard has been in the industry since November 2002 and has a wide range of experience serving individuals, families, and businesses. Richard is also registered with several other firms, including Ameriprise Financial Services, Inc. and UBS Financial Services Inc. Richard is committed to providing his clients with personalized financial advice and guidance to help them achieve their financial goals.

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ADVISOR BIO

Richard Beale is a financial advisor with over 40 years of experience in the industry. Richard Beale is currently registered with Beale Healy Investment Advisors Inc. in Virginia and Texas. Richard Beale has experience working with individual investors and has a strong track record of providing financial planning and portfolio management services. Richard Beale is also a Chartered Financial Consultant.

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ADVISOR BIO

Richard Albert Crittenden is a financial professional with over 35 years of experience in the securities industry. Richard is currently registered with Janney Montgomery Scott LLC and holds a variety of licenses and registrations including Series 7, Series 31, Series 63, Series 65 and SIE. Richard has held previous positions at CITIGROUP GLOBAL MARKETS INC., LEGG MASON WOOD WALKER, INCORPORATED, and LEGG MASON MASTEN INC. Richard's professional experience spans across a wide range of financial services, including investment advisory, brokerage, and wealth management.

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