ADVISOR BIO

Ronald W. Mitcherling, Jr. is an Investment Advisor Representative with Morgan Stanley. Ronald has been in the financial services industry since June 1996. Ronald holds the following licenses: Series 7, 63, 31 and SIE. Ronald is registered in 28 states and the District of Columbia and is registered as an Investment Advisor Representative in Maryland and Texas. Ronald has previous experience with Citigroup Global Markets Inc. and Legg Mason Wood Walker, Incorporated.

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ADVISOR BIO

Ronald John Flohr is a financial advisor at Morgan Stanley, a firm with over $1.4 trillion in assets under management. Ronald has been in the financial services industry since 2004. Ronald is registered to provide investment advice in 40 states. Ronald specializes in helping individuals, families, and businesses with a variety of financial needs including retirement planning, investment management, and estate planning. Ronald is a Certified Financial Planner and holds the Series 7 and Series 66 licenses.

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ADVISOR BIO

Roseanne Clingerman is a financial advisor working at Morgan Stanley. Roseanne has been in the industry for over 10 years, with prior experience at Sandy Spring Bank. Roseanne is registered to provide investment advice in 49 states and the District of Columbia. Roseanne has a Series 7TO and Series 66 license and passed the SIE exam. Roseanne specializes in providing financial planning, asset allocation advice, and portfolio management services to individuals, businesses, and investment companies.

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ADVISOR BIO

Ross Phillip Charkatz is a financial advisor with Morgan Stanley. Ross has been in the financial services industry since 1995, and has held previous positions at Citigroup Global Markets Inc. and UBS PaineWebber Inc. Ross holds the Series 7, 31, 63 and 65 licenses. Ross provides financial planning, investment management, and other advisory services.

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ADVISOR BIO

Roy A. Longanecker is an investment advisor representative at Morgan Stanley. Roy is a seasoned professional with over 25 years of experience in the financial services industry. Roy has a strong background in investment management and financial planning. Roy has been registered with FINRA since 1996 and is currently licensed in several states. Roy holds the Series 7, 31, and 63 securities licenses, as well as the Series 65 investment advisor license. Roy's previous experience includes roles at Citigroup Global Markets Inc. and Legg Mason Wood Walker, Incorporated. Roy is committed to providing clients with personalized financial advice and investment strategies tailored to their individual needs. Roy has a strong track record of helping clients achieve their financial goals.

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ADVISOR BIO

Roya E. Vassell is an Investment Advisor Representative at T. Rowe Price Associates, Inc. Roya has been in the financial services industry for over 14 years, and has experience working with a wide range of clients, including individuals, families, trusts, estates, and institutions. Roya holds Series 6, 7, 63, and 66 licenses, as well as the SIE. Roya is registered to provide investment advice in 53 states and the District of Columbia. Roya's specialties include portfolio management for individuals, families, and institutions. Roya is committed to providing her clients with personalized financial advice and investment strategies that are tailored to their individual needs and goals.

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ADVISOR BIO

Russell Maxmillian Lagreca is a financial advisor with over 20 years of experience in the industry. Russell has a Series 6, 7, 31, and 63 license and a Series 65 license. Currently, Russell is registered with Morgan Stanley in Maryland and Texas. Before working with Morgan Stanley, Russell worked at Citigroup Global Markets Inc. and Legg Mason Wood Walker, Incorporated. Russell is also involved with several organizations, including the Community Fund of Harford County, the Catholic Family Foundation, and The John Carroll School.

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ADVISOR BIO

Russell Anthony Phelps is a financial advisor who has been in the industry since January 1, 2001. Russell is currently registered with Morgan Stanley, a firm with over 15,700 licensed agents and over 26,100 registered representatives. Prior to joining Morgan Stanley, Russell worked at Citigroup Global Markets Inc. from February 2006 to June 2009 and Legg Mason Wood Walker, Incorporated from January 2001 to February 2006. Russell has passed the Uniform Combined State Law Examination (Series 66), the General Securities Representative Examination (Series 7) and the Securities Industry Essentials Examination (SIE). Russell holds several specializations, including investment strategies, retirement planning, education planning, asset allocation, and insurance and estate planning. Russell is also a member of the finance committee and Board of Directors of the Christian Athletic Association.

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ADVISOR BIO

Rutin Crisp is a financial advisor at Morgan Stanley. Rutin has over 10 years of experience in the financial industry and is registered to provide investment advice in 43 states. Rutin is a Series 66, Series 7, and Series 6TO licensed representative and has passed the SIE exam. Prior to joining Morgan Stanley, Rutin worked for WELLS FARGO CLEARING SERVICES, LLC and WELLS FARGO BANK, NA. Rutin provides financial planning, asset allocation advice, and investment management services to individuals, families, businesses, and institutions.

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ADVISOR BIO

Ryan Christopher Young is a financial advisor at Morgan Stanley. Ryan has been in the industry since September 2015. Ryan has registrations in 48 states and two Canadian provinces. Ryan has passed the Series 66, Series 7 and SIE exams. Ryan specializes in providing investment advice to individuals, businesses, corporations, investment companies, insurance companies, pension and profit sharing plans, and charitable organizations.

SPECIALIZATIONS