ADVISOR BIO

Ramsey Bova is a Certified Financial Planner and Investment Advisor Representative registered with Moneywatch Advisors, Inc. Ramsey has been in the financial industry since 1998. Ramsey is registered in Kentucky and Texas and works out of the Moneywatch Advisors Lexington, KY office. The firm provides financial planning and portfolio management services to individuals.

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ADVISOR BIO

Randal J. Master is an investment advisor representative at Robert W. Baird & Co. Inc. with over 18 years of experience in the financial services industry. Randal has earned the Series 7, Series 31 and Series 66 licenses. Randal is registered to provide investment advice in 27 states and has a professional background in investment companies, charitable organizations, insurance companies, high-net-worth individuals, corporations or other businesses, and individuals other than high-net-worth. Randal was previously employed at J.J.B. HILLIARD, W.L. LYONS, LLC for 18 years before joining Robert W. Baird & Co. Inc.

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ADVISOR BIO

Raymond Strand Kramer is a registered representative with First Kentucky Securities Corp. in Lexington, KY. Raymond has been in the securities industry since 1982. Raymond holds several industry licenses including Series 7, Series 24, Series 27, Series 50, Series 52, Series 53, Series 54, Series 63, Series 65, Series 99. Raymond is also registered as an investment advisor representative in Kentucky. Raymond's specialties include financial planning, portfolio management for businesses, and portfolio management for individuals. Raymond is a member of FINRA and the SEC. Raymond is also the President of the Presbyterian Housing Corp. and a Notary Public.

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ADVISOR BIO

Raymond Borja is a financial advisor at LPL Financial LLC in LEXINGTON, KY. Raymond has been in the financial services industry since 2016. Raymond is registered with the state of Kentucky and holds Series 7, SIE, and Series 66 licenses. Raymond provides financial planning, portfolio management for individuals, businesses, and pension consulting services.

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ADVISOR BIO

Raymond Martin Backers is a Certified Financial Planner with over 7 years of experience in the financial services industry. Raymond currently works at Q2 Wealth Management and previously worked for RITE Financial Group LLC, Hurricane Financial Corp, and Backers Financial LLC. He is licensed to provide investment advisory services in Kentucky, Michigan, and Texas. Raymond specializes in financial planning, retirement planning, and portfolio management. Raymond is committed to helping clients achieve their financial goals.

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ADVISOR BIO

Richard Broadbent is an Investment Advisor Representative at Meridian Wealth Management, LLC located in Lexington, Kentucky. Richard has been in the financial services industry since 2013. Richard holds the Series 65 and 66 securities licenses, and is also a Certified Financial Planner. Richard is also a board member for Ronald McDonald House Charities of the Bluegrass, Inc. Richard specializes in providing financial planning and portfolio management services to individuals, businesses, and charitable organizations.

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ADVISOR BIO

Richard Lee Douthat is a financial advisor with Morgan Stanley. Richard is licensed to offer investment advice in 52 states. He has been in the securities industry since March 25, 2018. Richard is registered with FINRA and is a member of the Securities Industry and Financial Markets Association. He has been with Morgan Stanley since December 2017. Previously, he worked at Fifth Third Bank since April 2013. Richard provides financial planning, portfolio management, and pension consulting services to a variety of clients, including individuals, businesses, and institutions.

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ADVISOR BIO

Richard Lyons is a financial advisor registered with Meridian Wealth Management, LLC. Richard has over 10 years of experience in the financial services industry, with prior registration with Northwestern Mutual Investment Services, LLC. Richard works with individuals, high net worth individuals, charitable organizations, corporations and pension and profit sharing plans. He is licensed to provide investment advisory services in Arkansas, Kentucky, Louisiana, Mississippi, and Texas.

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ADVISOR BIO

Richard Laurence Coles is a financial advisor with D. Scott Neal, Inc. Richard is a Certified Financial Planner (CFP®) with over 17 years of experience in the financial services industry. Richard provides financial planning, portfolio management, and educational seminars to individuals, corporations, and charitable organizations. Richard specializes in Retirement Planning, Insurance, Estate Planning, Tax Planning, and Investment Management.

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ADVISOR BIO

Richard Noonan is a financial advisor with over 39 years of experience. Richard is currently registered with Raymond James & Associates, Inc. and is licensed to provide financial advice in Kentucky and Texas. Previously, Richard worked at Morgan Keegan & Company, Inc. and J.J.B. Hilliard, W.L. Lyons, Inc. Richard is a Series 7, 31 and 63 licensed advisor, and holds the Series 65 designation. Richard's specializations include financial planning, portfolio management, and pension consulting.

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