ADVISOR BIO

Joseph Viviani is a financial advisor with over 40 years of experience in the industry. Joseph is registered with Morgan Stanley and has a history of working with firms like MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED. Joseph has a wide range of experience in working with individuals, families, high net worth individuals, corporations, charitable organizations, insurance companies, investment companies and pension and profit-sharing plans. Joseph provides services such as financial planning, investment advisory services, portfolio management, asset allocation advice, pension consulting and educational seminars.

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ADVISOR BIO

Joseph Gerald Offerman has been in the financial services industry since March 13, 2000. Joseph Gerald Offerman is currently registered with Raymond James & Associates, Inc. and has been with them since September 2020. Joseph Gerald Offerman is licensed in multiple states for both securities and investment advisory activities, including Florida, Texas, and others. Previous to Raymond James & Associates, Inc., Joseph Gerald Offerman was employed with MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED. Joseph Gerald Offerman offers investment advisory and financial planning services. Joseph Gerald Offerman is experienced with a wide variety of client types, including high-net-worth individuals, corporations, pension and profit-sharing plans, and insurance companies.

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ADVISOR BIO

Joseph Garrel is a financial advisor with over 13 years of experience in the industry. Joseph is currently registered with Eagle Strategies LLC and is licensed to provide financial advice in 23 states. Joseph has extensive experience in a variety of financial services, including insurance brokering, investment advisory, and financial planning. Joseph is committed to providing personalized financial advice to help clients achieve their financial goals.

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ADVISOR BIO

Joseph Lonnie Ellis is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc., registered with the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). Joseph is a registered representative with FINRA and is registered in 53 states.

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ADVISOR BIO

Joseph Reyes is an investment advisor representative with Equitable Advisors, LLC, registered with the state of Florida. Joseph has been in the financial industry for over 4 years and has a Series 66, Series 7TO, and SIE. Joseph is a licensed agent in Florida, and is currently registered as an Investment Advisor Representative with Equitable Advisors, LLC. Joseph has a history of working in the financial industry, and has experience in financial planning, pension consulting, educational seminars, and portfolio management for both individuals and businesses. Joseph specializes in helping individuals and businesses reach their financial goals.

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ADVISOR BIO

Joseph C. Bowden is a financial advisor with over 14 years of experience in the financial services industry. Joseph is currently registered with Merrill Lynch, Pierce, Fenner & Smith Inc. Joseph is also a registered representative in Florida and Texas. Joseph has been a registered representative with Merrill Lynch since January 2010, and prior to that, worked with Morgan Stanley Smith Barney and Citigroup Global Markets Inc. Joseph offers a variety of financial services, including portfolio management for individuals and businesses, as well as educational seminars and pension consulting. Joseph has a strong background in securities and investment products, with Series 7, 31 and 66 licenses. Joseph is a dedicated financial professional with the knowledge and experience to help clients achieve their financial goals.

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ADVISOR BIO

Josephine Maltese is a financial advisor with Wells Fargo Advisors Financial Network, LLC based in Fort Lauderdale, FL. Josephine has been in the financial services industry since July 22, 2007. Josephine is registered with the state of Florida as an investment advisor representative and a broker. Prior to joining Wells Fargo Advisors Financial Network, LLC, Josephine was an investment advisor representative with Merrill Lynch, Pierce, Fenner & Smith Incorporated in Miami, FL. Josephine is dedicated to providing comprehensive financial planning and investment management services to a wide range of clients, including individuals, families, businesses, and institutions. Josephine holds the Series 6, 7, 63, and 66 securities licenses and the SIE exam.

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ADVISOR BIO

Josephine Raus is a registered representative with Wells Fargo Clearing Services, LLC. Josephine has been in the financial services industry since December 20, 2018. Josephine holds the Series 7, Series 63, and Series 6 licenses. Josephine is registered with the state of Florida and Georgia.

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ADVISOR BIO

Josephine Oliva is a financial advisor with Robert W. Baird & Co. Inc. Josephine has been in the industry since November 2000. She is registered with the Financial Industry Regulatory Authority (FINRA) and the states of Florida, Massachusetts, Michigan, Nevada, New Mexico, New York, Texas, and Washington. Josephine specializes in portfolio management for individuals, businesses, investment companies, and pooled investment vehicles.

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ADVISOR BIO

Josephine Belle Hoberman is an investment advisor representative registered with J.p. Morgan Securities LLC. Josephine has been in the industry since January 2024 and has a Series 7TO, Series 66, and SIE. Josephine is licensed in 53 states and the District of Columbia. Josephine is a board member of the Beach Chair Properties L.L.C. and is also involved in home maintenance projects.

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