ADVISOR BIO

Richard N Ralston is a financial advisor with over 8 years of experience in the industry. Richard N Ralston is currently registered with Morgan Stanley, a firm with over $1 trillion in assets under management. Richard N Ralston has also previously been registered with FIRST REPUBLIC SECURITIES COMPANY, LLC. Richard N Ralston holds the Series 66, Series 7TO, and SIE licenses. Richard N Ralston is also a Certified Financial Planner. Richard N Ralston is registered with the Securities and Exchange Commission (SEC) and has held various positions in the financial industry, including roles at First Republic Bank, First Republic Securities Company, LLC, First Republic Investment Management, and Bank of America. Richard N Ralston's professional experience suggests a focus on individual and institutional clients, encompassing financial planning, portfolio management, and asset allocation strategies.

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ADVISOR BIO

Richard McNamara is an active Investment Advisor Representative with Morgan Stanley. Richard has been in the industry for over 10 years and is registered in 53 states as an Investment Advisor Representative. Richard also holds Series 66, Series 7, and SIE licenses. Richard has experience in asset allocation advice, financial planning, pension consulting, and educational seminars. Richard has extensive experience working with a variety of clients, including individuals, businesses, investment companies, insurance companies, charitable organizations, and pension and profit-sharing plans.

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ADVISOR BIO

Richard French is a financial advisor at Morgan Stanley, with over 35 years of experience in the industry. Richard has a strong track record of providing financial advice to individuals, families, and businesses. Richard is committed to helping clients achieve their financial goals. Richard holds a variety of licenses and certifications, including Series 3, 7, 63 and 65, as well as the SIE exam. Richard also holds a variety of designations, including a Certified Financial Planner (CFP) designation.

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ADVISOR BIO

Richard Lonie is a financial professional who is currently registered with State Farm Investment Management Corp.. Richard has been in the securities industry since 2000. Richard is licensed in Arizona and California. Richard has Series 6, 63 and SIE securities licenses. In addition to the securities industry, Richard is also the owner of Richard Lonie's Insurance Agency. Richard is a Chartered Financial Consultant.

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ADVISOR BIO

Richard Otter is a financial advisor with over 30 years of experience in the industry. Richard has a strong track record of success in providing investment advice to individuals, families, and institutions. Richard is currently registered with Morgan Stanley. Richard has a wide range of experience in the financial services industry, having worked at several firms including Citigroup Global Markets Inc., Lehman Brothers Inc., and Davis, Skaggs & Co., Inc. Richard is a highly qualified financial advisor with a strong commitment to providing excellent client service. Richard is dedicated to helping his clients achieve their financial goals.

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ADVISOR BIO

Richard Alan Petit is a financial advisor with over 40 years of experience in the industry. Richard has been with Morgan Stanley since 2009, previously working at Morgan Stanley & Co. Incorporated. Richard has experience in a variety of financial services, including investment advisory and brokerage services. Richard is licensed to provide financial advice in multiple states. Richard provides financial planning, pension consulting, and other advisory services to a diverse client base, including individuals, businesses, and institutions.

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ADVISOR BIO

Richard Racofsky is a financial advisor at Morgan Stanley, based in Newport Beach, California. Richard has been in the financial services industry since 2017. Richard is registered with the state of California and Texas and holds several licenses and certifications including Series 6, 7, 63, and 65 licenses. Prior to joining Morgan Stanley, Richard worked at Pruco Securities, LLC. Richard has experience in financial planning, portfolio management, and investment advisory services.

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ADVISOR BIO

Richard Mathews is an investment advisor representative and a registered representative. Richard has been in the financial services industry since 1984. Richard is currently registered with Morgan Stanley in Walnut Creek, California. Richard has previously been registered with MORGAN STANLEY & CO. INCORPORATED and MORGAN STANLEY DW INC. in Walnut Creek, CA. Richard is licensed in several states, including California, Nevada, and Texas.

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ADVISOR BIO

Richard Huber is a financial advisor with over 40 years of experience in the financial services industry. Richard is currently registered with Morgan Stanley and previously worked with CITIGROUP GLOBAL MARKETS INC. and Morgan Stanley & Co., Incorporated. Richard has a strong background in providing financial advice to high net worth individuals, corporations, and institutions. Richard is also a registered investment advisor and holds several licenses including the Series 63, 65, 7, 9, 10, 31, and SIE. Richard is committed to providing his clients with personalized financial advice and guidance.

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ADVISOR BIO

Richard Fulton is a financial advisor with Morgan Stanley. Richard has been in the industry since 1999 and has experience in various financial services firms including Wells Fargo Clearing Services, LLC, Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Salomon Smith Barney Inc. Richard holds Series 7, 31, and 63 licenses, as well as the SIE and Series 65 certifications. Richard is licensed in 31 states and provides various financial services to individuals, families, and institutions.

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