ADVISOR BIO

John McQueen Binney is a financial advisor with Morgan Stanley. John has been in the industry since 1998 and is registered with FINRA and the state of California. John has a Series 7, 63, and 65 license and a SIE certification. John specializes in asset allocation, financial planning, pension consulting, educational seminars, selection of other advisers, and portfolio management for individuals, businesses, and investment companies. Prior to joining Morgan Stanley, John worked at Charles Schwab & Co., Inc. and Morgan Stanley Smith Barney.

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ADVISOR BIO

John Conley Thatcher is an investment advisor representative with Check Capital Management Inc. John has been in the financial services industry for over 23 years, and has experience with various investment strategies. John is currently registered with the state of California and Texas. John has held prior positions at Charles Schwab & Co., Inc. and American Express Financial Advisors Inc. John provides financial planning and portfolio management services to individuals, corporations, and investment companies.

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ADVISOR BIO

John Delahaye is an investment advisor representative with Morgan Stanley. John has been in the financial industry since 1977 and has worked for several firms including Raymond James & Associates, Inc., Morgan Stanley, Citigroup Global Markets Inc., Lehman Brothers Inc. and E.F. Hutton & Company Inc. John holds licenses in multiple states, including California and Texas, and has passed the Series 63, 65, 7, 9, 10, 52, 53, and 24 examinations. John's specializations include asset allocation advice, financial planning, pension consulting, educational seminars, selection of other advisers, portfolio management for businesses, individuals, and investment companies. John's firm, Morgan Stanley, is a large financial services firm with approximately $10 billion to $50 billion in assets under management.

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ADVISOR BIO

John St. Thomas is a financial advisor at Morgan Stanley with over 40 years of experience in the industry. John has a Series 7, Series 31, and SIE license. John is registered to provide investment advisory services in California and Texas. Prior to joining Morgan Stanley, John worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated, Morgan Stanley Smith Barney, and PaineWebber Incorporated. John provides financial planning, pension consulting, asset allocation advice, educational seminars, and selection of other advisors to clients.

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ADVISOR BIO

John Johnston is a financial advisor with over 30 years of experience in the industry. John has been with Morgan Stanley since 2009. Prior to that, John was a financial advisor at Citigroup Global Markets Inc. John has a wide range of experience in the financial services industry, including investment advisory, securities brokerage, and financial planning. John is registered with the Securities and Exchange Commission (SEC) and is also licensed to sell securities in many states. John holds the Series 31, Series 7, and Series 66 licenses. John is committed to providing clients with personalized financial advice and investment solutions.

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ADVISOR BIO

John McAuliffe is an active investment advisor representative, registered in both California and New Jersey. John's career in the financial services industry began in 1977 and has included positions with several prominent firms, including Lehman Brothers Inc., Citigroup Global Markets Inc., and Morgan Stanley & Co. Incorporated. John has a wide range of experience in the industry, including serving as a registered representative, securities industry essentials exam holder, and general securities representative. John is currently a registered representative at Morgan Stanley, where John is based in the Oxnard, California office.

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ADVISOR BIO

John Leonty MacChi is an investment advisor representative at Morgan Stanley. John is also a registered representative with Series 3, 7, and SIE licenses. John has been in the industry since 1986 and is currently registered in 27 states. John's prior experience includes time with CITIGROUP GLOBAL MARKETS INC. and Lehman Brothers Inc. John holds a Series 63 state exam license and has experience in Asset Allocation Advice, Financial Planning, Pension Consulting, Educational Seminars, Selection of Other Advisers, Portfolio Management for Businesses, Portfolio Management for Individuals and Portfolio Management for Investment Companies.

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ADVISOR BIO

John A. Zimmermann is a registered representative with Morgan Stanley. John has been in the financial services industry since April 2016 and is registered in 48 states. John holds Series 66, Series 7, and SIE licenses. John is experienced in providing investment advice to individuals, businesses, investment companies, and charitable organizations.

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ADVISOR BIO

John Caldwell is a financial advisor with over 30 years of experience in the industry. John is a Certified Financial Planner and is currently registered with CIBC Private Wealth Advisors, Inc. in California and Texas. John is a Series 7 and Series 63 licensed advisor and has experience in providing financial planning, portfolio management for individuals, businesses, and investment companies.

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ADVISOR BIO

John Patrick Hyland is a financial advisor with Blackrock Fund Advisors. John has over 25 years of experience in the financial industry. John is licensed to provide investment advisory services in California and Georgia. John is a registered representative with FINRA. John is also registered as an investment advisor representative with the state of California. John previously held positions at BLACKROCK FUND DISTRIBUTION COMPANY, BARCLAYS GLOBAL INVESTORS SERVICES, PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP and DEAN WITTER REYNOLDS INC.

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