ADVISOR BIO

David Wayne Hammer is a registered representative with Cetera Investment Advisers LLC in FAIRBURY, IL. David has been in the securities industry since May 20, 2005. David holds the Series 66, Series 7 and SIE licenses. David is also a registered investment advisor representative in the state of Illinois. David is affiliated with Cetera Investment Advisers LLC and Bank of Pontiac. David has been with Cetera Investment Advisers LLC since January 2014. David also serves as a Trust Officer and member of the Investment Committee for the Bank of Pontiac.

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ADVISOR BIO

Edna Kay Steidinger is a financial advisor with Commonwealth Financial Network. Edna has been in the industry since March 1995. Edna is registered with the state of Illinois and is a Certified Financial Planner. The advisor's branch office is located at 308 S. NINTH STREET, FAIRBURY, IL 61739. Edna provides a variety of financial services, including financial planning, portfolio management for individuals and businesses, and pension consulting.

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ADVISOR BIO

Gregory Jones is a financial advisor with Cetera Investment Advisers LLC. Gregory has been in the financial services industry for over 20 years. Gregory is registered with the state of Illinois as an Investment Advisor Representative and a Registered Representative. Gregory is also registered with the state of Missouri as a Registered Representative. Gregory holds the Series 7TO, SIE, and Series 66 licenses. Gregory's office is located in Fairbury, Illinois. Gregory's specializations include retirement planning, college savings, and estate planning. Gregory also provides financial planning services to individuals and businesses.

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ADVISOR BIO

Margaret Ruth Steidinger is a financial advisor at Commonwealth Financial Network. Margaret has been in the financial industry since December 14, 2011 and holds a Series 63, Series 65, Series 7 and SIE license. Margaret is registered as a broker-dealer and investment advisor in Illinois. Margaret also rents farmland, which is not investment related.

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ADVISOR BIO

Richard Nichols is a financial advisor with Edward Jones. Richard has been a registered representative for 13 years. Richard is a Registered Representative with the state of Illinois, as well as a Registered Investment Advisor. Richard provides financial planning, portfolio management, and pension consulting services to individuals, businesses, and trusts. Richard is committed to providing his clients with personalized financial advice. Richard has specialized in providing services to individuals, corporations, high net worth individuals, and partnerships.

SPECIALIZATIONS