ADVISOR BIO

Alex Morrow is a financial advisor with Morgan Stanley. Alex is registered in 41 states and has 14 years of experience in the financial services industry. Alex has Series 3, 7 and 66 licenses as well as the SIE exam. Alex specializes in providing asset allocation advice, financial planning, pension consulting, educational seminars, selection of other advisors, and portfolio management for individuals, businesses, and investment companies.

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ADVISOR BIO

Anne R Allen is a registered investment advisor who has been in the industry since 1996. She is currently employed at Morgan Stanley and has a branch office located in Easton, Pennsylvania. Anne Allen specializes in providing financial planning, pension consulting, and portfolio management services to individuals, businesses, and investment companies. Anne Allen also coordinates parties and events for a private company in Easton, Puerto Rico.

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ADVISOR BIO

Carlos Orlando Ramirez is an investment advisor representative. Carlos Orlando Ramirez is registered with State Farm Investment Management Corp. and has been in the industry for 2 years. Carlos Orlando Ramirez has passed the Series 63, 65, SIE and 6TO exams. Carlos Orlando Ramirez is also registered with the states of New Jersey, Pennsylvania, and New York. Carlos Orlando Ramirez's primary office is located at 2435 Butler Street, St #6, Easton, PA 18042.

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ADVISOR BIO

Christopher Wilson is a financial advisor with over 20 years of experience in the financial services industry. Christopher is currently registered with Morgan Stanley in Easton, PA. Prior to joining Morgan Stanley, Christopher worked at PNC INVESTMENTS, J.J.B. HILLIARD, W.L. LYONS, INC., PNC BROKERAGE CORP, and SIGNATOR INVESTORS, INC. Christopher holds licenses for Series 6, Series 7, Series 63 and Series 65, which allows them to offer a variety of financial products and services. Christopher is also registered in several states, including Pennsylvania, New Jersey and Texas.

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ADVISOR BIO

Gary Guzzi is an investment advisor representative at Morgan Stanley. Gary has been working in the securities industry since August 1999. Gary is registered with the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) and holds the Series 7, Series 63, and Series 65 licenses. Gary is also registered in 37 states and the District of Columbia. Gary previously worked at CITIGROUP GLOBAL MARKETS INC. Gary has a strong background in providing investment advice to individuals and businesses, as well as pension consulting.

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ADVISOR BIO

Jennifer Ramphal is a financial advisor with Morgan Stanley. Jennifer has been in the industry since 2008 and is registered in multiple states. Jennifer has a Series 7, Series 3, and Series 66 license. Jennifer has experience working with a variety of clients, including high-net-worth individuals, corporations, and pension plans. Jennifer's primary office location is Easton, PA.

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ADVISOR BIO

Lacey A. Kozik is a financial advisor registered with Morgan Stanley. Lacey has been in the financial services industry since August 2006. Lacey is licensed to provide investment advice and services in 49 states and the District of Columbia. Morgan Stanley offers a wide range of financial products and services, including investment management, financial planning, and retirement planning. Lacey is committed to providing personalized financial advice and services to her clients.

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Lilrene Smith is an investment advisor representative with Morgan Stanley, with over 15 years of experience in the financial services industry. Lilrene has been registered with the state of Pennsylvania and Texas, and holds various licenses including Series 7, 63 and 66. Lilrene is also a registered representative of FINRA. Previously, Lilrene worked at Citigroup Global Markets Inc. Lilrene is dedicated to providing financial advice and services to a wide range of clients, including individuals, families, businesses, trusts and foundations. Lilrene’s areas of expertise include investment management, financial planning, retirement planning and estate planning. Lilrene is committed to providing her clients with personalized financial advice and services to help them achieve their financial goals.

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ADVISOR BIO

Michael Glovas jr is a registered representative with Morgan Stanley. Michael Glovas jr has been in the industry for 2 years. Michael Glovas jr has a series 7TO, SIE, and 66 license and is registered in 49 states. Michael Glovas jr specializes in investment clubs, insurance companies, investment companies, charitable organizations, high-net-worth individuals, banking or thrift institutions, pension and profit-sharing plans, corporations or other businesses, individuals other than high-net-worth, and state or municipal government entities. Michael Glovas jr is also involved in real estate and works as a part-time teacher at Wilson Area High School.

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Michael Glovas is a financial advisor with Morgan Stanley, located in Easton, PA. Michael has been in the industry since 1986, and has held previous roles at Citigroup Global Markets Inc., PaineWebber Incorporated, and Dean Witter Reynolds Inc. Michael is a registered representative in 53 states, and also holds a Series 65 license as an Investment Advisor Representative. Michael has a passion for helping clients achieve their financial goals. Michael's clients appreciate his knowledge, experience and commitment to providing personalized service.

SPECIALIZATIONS