ADVISOR BIO

Andrew Kapper is a registered representative with Packerland Brokerage Services, Inc. since 2012. Andrew is also registered as an Investment Advisor Representative with Packerland Brokerage Services, Inc. Andrew holds the Series 6, 7, 63, and 66 securities licenses as well as the SIE. Andrew has been in the securities industry for over 10 years. In addition to Andrew's work with Packerland Brokerage Services, Inc., Andrew is also the owner of Modern Personnel Services and Kapper Financial Network, Inc. Andrew is also a part owner of A and A Investments and is the President of Southeastern IL Youth Golf, Inc.

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ADVISOR BIO

Anthony Beal is a financial advisor with Raymond James Financial Services Advisors, Inc. Anthony has been in the industry since March 1998. Anthony has worked for several firms and has a broad background in the industry. Anthony is registered with the Financial Industry Regulatory Authority (FINRA) and is also registered with the State of Illinois. Anthony's main office is located in Olney, Illinois.

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ADVISOR BIO

David Eric Lobacz is a financial advisor with Ameriprise Financial Services, LLC. David has been in the financial industry since June 19, 1990. David is registered with the state of Illinois as an Investment Advisor Representative and with the state of Texas as a Registered Representative and Investment Advisor Representative. David is also a Certified Financial Planner. David's office is located in Olney, Illinois. David has been with Ameriprise Financial Services, Inc. since September 2005. He is also a Notary Public for the state of Illinois.

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ADVISOR BIO

Dennis Richard Kapper is a registered representative with Packerland Brokerage Services, Inc. Dennis has been in the financial services industry since November 20, 1995 and has a Series 6, Series 63, and SIE licenses. Dennis specializes in providing financial planning, pension consulting, educational seminars, and selection of other advisors.

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ADVISOR BIO

Katie Ann Fehrenbacher is a registered representative with LPL Financial LLC in OLNEY, IL. Katie has been in the industry since August 2011 and has a Series 66, Series 7, and SIE license. Katie also has experience with Investment Centers of America, Inc., a firm located in OLNEY, IL.

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ADVISOR BIO

Mallory Kapper is a Registered Representative and Investment Advisor Representative with Cetera Investment Advisers LLC. Mallory is licensed to provide investment advice and securities trading services in Arizona, California, Colorado, Florida, Illinois, Indiana, Kentucky, Maryland, Minnesota, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Texas, Utah, Virginia, and Washington. Mallory joined Cetera Investment Advisers LLC in June 2020. Before that, Mallory was employed at Trustbank in Olney, IL and Cetera Investment Services LLC in St. Cloud, MN. Mallory has been providing financial services since 2013.

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ADVISOR BIO

Richard Dehner is a financial advisor with over 45 years of experience in the industry. Richard is currently registered with Cetera Investment Advisers LLC and holds a Series 1, Series 6, Series 63, and Series 65 licenses. Richard has worked with a number of firms throughout his career, including VOYA Financial Advisors, Inc., Locust Street Securities, Inc., Lifemark Securities Corp., and EQ Financial Consultants, Inc. Richard specializes in providing financial advice to individuals, businesses, pension and profit-sharing plans, corporations, and charitable organizations. Richard's office is located in Olney, Illinois.

SPECIALIZATIONS