Unclaimed
This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Sandra? Claim Your ProfileSandra Cummings is a financial advisor with over 18 years of experience in the financial services industry. Sandra is currently registered with Janney Montgomery Scott LLC, where she has been working since September 2017. Previously, Sandra was a registered representative with Merrill Lynch, Pierce, Fenner & Smith Incorporated for eight years, starting in October 2009. Before that, she was a registered representative with BANC of America Investment Services, Inc., from October 2005 to October 2009. She is registered in 37 states. Sandra is a CERTIFIED FINANCIAL PLANNER™ professional and holds several securities licenses, including Series 7, Series 31, and Series 66. Sandra focuses on providing financial planning and investment management services to individuals, high net worth individuals, corporations and other businesses, charitable organizations, pension and profit sharing plans, and state or municipal government entities.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
Fee plus commission
1
2
RI
09/06/2017 - Present
Janney Montgomery Scott LLC (Warwick RI)
RI
10/23/2009 - 09/07/2017
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED (PROVIDENCE RI)
RI
10/27/2005 - 10/23/2009
BANC OF AMERICA INVESTMENT SERVICES, INC. (PROVIDENCE RI)
NY
03/25/2005 - 08/17/2005
MORGAN STANLEY DW INC. (PURCHASE NY)
BOTH
Issued 05/24/2005
Series 66 - Uniform Combined State Law Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 04/26/2005
Series 31 - Futures Managed Funds Examination
BC
Issued 03/24/2005
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
Nasdaq Stock Market
N
New York Stock Exchange
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