Unclaimed
This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Ruben? Claim Your ProfileRuben Hernandez-gandia is a financial advisor with Merrill Lynch, Pierce, Fenner & Smith Inc., based in Pennington, NJ. Ruben has been in the financial services industry since July 23, 2000. Ruben has a wide range of experience in the industry, having worked at several firms, including Hewitt Financial Services LLC, Fidelity Brokerage Services LLC, Fidelity Investments Institutional Services Company, Inc., and Pruco Securities Corporation. Ruben is registered with the Securities and Exchange Commission and several states. Ruben holds a number of professional designations. Ruben provides a variety of financial services to individuals, businesses, and institutions.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
1
2
RI
03/26/2013 - Present
Merrill Lynch, Pierce, Fenner & Smith Inc. (LINCOLN RI)
IL
03/02/2012 - 07/02/2012
HEWITT FINANCIAL SERVICES LLC (CHICAGO IL)
RI
01/01/2008 - 02/15/2011
FIDELITY BROKERAGE SERVICES LLC (SMITHFIELD RI)
MA
09/22/2000 - 01/01/2008
FIDELITY INVESTMENTS INSTITUTIONAL SERVICES COMPANY, INC. (MARLBOROUGH MA)
NJ
12/01/1997 - 07/02/1999
PRUCO SECURITIES CORPORATION (NEWARK NJ)
IA
Issued 02/18/2013
Series 65 - Uniform Investment Adviser Law Examination
BOTH
Issued 04/14/1998
Series 66 - Uniform Combined State Law Examination
BC
Issued 04/02/2018
Series 24 - General Securities Principal Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 01/12/2013
Series 7 - General Securities Representative Examination
BC
Issued 11/28/1997
Series 6 - Investment Company Products/Variable Contracts Representative Examination
Active
Inactive
C
Cboe BYX Exchange, Inc.
C
Cboe BZX Exchange, Inc.
C
Cboe Exchange, Inc.
F
FINRA
I
Investors' Exchange LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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