Unclaimed
This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Richard? Claim Your ProfileRichard Jouret Kowalski is a financial advisor with over 30 years of experience in the industry. Richard is registered with Raymond James & Associates, Inc. and is a licensed Investment Advisor Representative in Vermont and Texas. Richard previously worked for Merrill Lynch, Pierce, Fenner & Smith Incorporated, Shearson Lehman Hutton Inc., and E. F. Hutton & Company Inc. Richard offers a wide range of financial services including financial planning, pension consulting, educational seminars, selection of other advisors, and portfolio management for individuals and businesses.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Please see note in schedule d - miscellaneous
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
1
2
VT
11/15/2016 - Present
Raymond James & Associates, Inc. (Burlington VT)
VT
10/16/1989 - 11/03/2016
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED (BURLINGTON VT)
NY
05/14/1988 - 07/27/1989
SHEARSON LEHMAN HUTTON INC. (NEW YORK NY)
NA
03/24/1987 - 05/14/1988
E. F. HUTTON & COMPANY INC
IA
Issued 02/11/2002
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 06/17/1987
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 01/05/2018
Series 10 - General Securities Sales Supervisor - General Module Examination
BC
Issued 11/20/2017
Series 9 - General Securities Sales Supervisor - Options Module Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 03/21/1987
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
NYSE American LLC
N
Nasdaq PHLX LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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