Unclaimed
Ralph Angel Melendez is a financial professional with over 25 years of experience in the industry. Ralph is a registered representative of Tiaa-Cref Individual & Institutional Services, LLC and is licensed in 52 states. Ralph's areas of expertise include financial planning, portfolio management for individuals and selection of other advisers. Ralph is committed to helping clients achieve their financial goals.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Helps you choose top advisors aligned with your financial goals.
Personalized portfolio management to meet individual financial objectives.
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
A percentage of the total value of assets under management is charged.
Compensation from affiliates
1
2
NC
06/28/1999 - Present
Tiaa-Cref Individual & Institutional Services, LLC (CHARLOTTE NC)
NY
11/22/1993 - 03/10/1994
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, INC. (NEW YORK NY)
BC
Issued 08/13/1999
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 06/25/1999
Series 6 - Investment Company Products/Variable Contracts Representative Examination
Active
Inactive
F
FINRA
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