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This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Rafael? Claim Your ProfileRafael Locken-testa is a financial advisor with Morgan Stanley. Rafael has been in the industry since 1999 and is registered to provide investment advice in several states, including Texas, Florida, Georgia, Nevada, New Jersey, and Oklahoma. Rafael has a Series 7, 31, and 66 license. Rafael has worked at several prominent financial institutions, including Citigroup Global Markets, UBS International, UBS Paine Webber, and Merrill Lynch. Rafael's previous experience provides a comprehensive understanding of the financial markets.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Strategic management for diversified investment portfolios.
Asset allocation advice
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
Fees calculated based on the performance of your investments relative to a benchmark.
See schedule d miscellaneous
1
2
TX
06/01/2009 - Present
Morgan Stanley (Houston TX)
TX
12/10/2008 - 06/01/2009
CITIGROUP GLOBAL MARKETS INC. (HOUSTON TX)
TX
06/03/2002 - 12/24/2008
UBS INTERNATIONAL INC. (HOUSTON TX)
NJ
11/29/2001 - 06/03/2002
UBS PAINEWEBBER INC. (WEEHAWKEN NJ)
NY
04/07/2000 - 11/13/2001
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED (NEW YORK NY)
TX
12/04/1998 - 01/05/2000
THE AVANTUS GROUP, INC. (AUSTIN TX)
BOTH
Issued 03/26/2002
Series 66 - Uniform Combined State Law Examination
BC
Issued 12/04/1998
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 05/20/2011
Series 31 - Futures Managed Funds Examination
BC
Issued 11/23/1998
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
NYSE American LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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