Unclaimed
This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Michele? Claim Your ProfileMichele Ciacma is a financial advisor registered with Morgan Stanley and has been in the industry since 1987. Michele is licensed to provide investment advice in 41 states and is also a registered representative with FINRA. Michele works in the Red Bank, New Jersey office of Morgan Stanley.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Strategic management for diversified investment portfolios.
Asset allocation advice
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
Fees calculated based on the performance of your investments relative to a benchmark.
See schedule d miscellaneous
1
2
NJ
03/10/2023 - Present
Morgan Stanley (Red Bank NJ)
NJ
01/31/1989 - 06/01/2009
CITIGROUP GLOBAL MARKETS INC. (RED BANK NJ)
NY
03/20/1987 - 11/30/1989
PRUDENTIAL-BACHE SECURITIES INC. (NEW YORK NY)
NA
11/30/1988 - 02/06/1989
J. T. MORAN & CO., INC.
NA
11/18/1986 - 01/19/1987
SMITH BARNEY, HARRIS UPHAM & CO., INCORPORATED
IA
Issued 03/10/2023
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 04/06/1990
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 11/15/1986
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
NYSE American LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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