Unclaimed
Michael Joseph Kernya has been in the financial services industry since May 19, 2005. Michael is currently registered with Merrill Lynch, Pierce, Fenner & Smith Inc. in Bloomfield Hills, Michigan. Michael is a registered representative (Series 7, Series 6, Series 63, Series 99, Series 52, Series 31 and SIE) and an Investment Advisor Representative (Series 65). Prior to joining Merrill Lynch, Pierce, Fenner & Smith Inc., Michael was employed at J.P. Morgan Securities LLC and Comerica Securities. Michael holds a principal license (Series 24, Series 4, Series 53 and Series 10). Michael Joseph Kernya has experience in the financial services industry including experience in the areas of Portfolio Management for Individuals, Portfolio Management for Businesses, Pension Consulting and Selection of Other Advisers.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
1
2
MI
03/31/2020 - Present
Merrill Lynch, Pierce, Fenner & Smith Inc. (BLOOMFIELD HILLS MI)
MI
07/31/2014 - 02/27/2020
J.P. MORGAN SECURITIES LLC (Birmingham MI)
MI
06/26/2007 - 07/15/2014
COMERICA SECURITIES (BLOOMFIELD HILLS MI)
MI
04/27/2006 - 03/01/2007
NATCITY INVESTMENTS, INC. (ANN ARBOR MI)
OH
10/17/2005 - 11/22/2005
NATCITY INVESTMENTS, INC. (CLEVELAND OH)
WI
06/16/2004 - 08/29/2005
NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC (MILWAUKEE WI)
IA
Issued 05/23/2020
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 06/15/2004
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 01/02/2023
Series 9 - General Securities Sales Supervisor - Options Module Examination
BC
Issued 01/02/2023
Series 10 - General Securities Sales Supervisor - General Module Examination
BC
Issued 08/22/2014
Series 4 - Registered Options Principal Examination
BC
Issued 04/03/2014
Series 53 - Municipal Securities Principal Examination
BC
Issued 06/20/2012
Series 24 - General Securities Principal Examination
BC
Issued 05/15/2023
Series 31 - Futures Managed Funds Examination
BC
Issued 01/02/2023
Series 52TO - Municipal Securities Representative Examination
BC
Issued 01/02/2023
Series 99TO - Operations Professional Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 11/06/2007
Series 7 - General Securities Representative Examination
BC
Issued 06/15/2004
Series 6 - Investment Company Products/Variable Contracts Representative Examination
Active
Inactive
C
Cboe BYX Exchange, Inc.
C
Cboe BZX Exchange, Inc.
C
Cboe Exchange, Inc.
F
FINRA
I
Investors' Exchange LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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