Unclaimed
This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Michael? Claim Your ProfileMichael Karstens is a financial advisor with over 27 years of experience in the financial services industry. Michael is currently registered with Charles Schwab & Co., Inc. in the state of Texas. Michael has a wide range of experience in the financial services industry, having worked with USAA Financial Advisors, Inc., Focused Investments L.L.C., H&R Block Financial Advisors, Inc., 1717 Capital Management Company, Pruco Securities Corporation, Dreher & Associates, Inc., American Express Financial Advisors Inc., and IDS Life Insurance Company. Michael is also a Certified Financial Planner.
SAN ANTONIO, TX
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Helps you choose top advisors aligned with your financial goals.
Wrap fee program sponsor and financial planning advisor referral program
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Asset based fees for wrap pgrms & subsc pricing for fin planning
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2
TX
05/23/2020 - Present
Charles Schwab & CO., Inc. (SAN ANTONIO TX)
TX
03/13/2006 - 05/24/2020
USAA FINANCIAL ADVISORS, INC. (SAN ANTONIO TX)
IL
09/01/2005 - 02/28/2006
FOCUSED INVESTMENTS L.L.C. (CHICAGO IL)
MI
08/21/2003 - 05/05/2005
H&R BLOCK FINANCIAL ADVISORS, INC. (DETROIT MI)
DE
02/01/2000 - 09/08/2003
1717 CAPITAL MANAGEMENT COMPANY (NEWARK DE)
NJ
08/12/1998 - 07/21/1999
PRUCO SECURITIES CORPORATION (NEWARK NJ)
IL
01/02/1997 - 07/27/1998
DREHER & ASSOCIATES, INC. (OAKBROOK TERRACE IL)
MN
01/17/1995 - 01/10/1997
AMERICAN EXPRESS FINANCIAL ADVISORS INC. (MINNEAPOLIS MN)
MN
01/17/1995 - 01/10/1997
IDS LIFE INSURANCE COMPANY (MINNEAPOLIS MN)
IA
Issued 9/5/1998
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 2/21/1995
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 11/6/2003
Series 10 - General Securities Sales Supervisor - General Module Examination
BC
Issued 10/14/2003
Series 9 - General Securities Sales Supervisor - Options Module Examination
BC
Issued 11/4/1998
Series 24 - General Securities Principal Examination
BC
Issued 10/1/2018
SIE - Securities Industry Essentials Examination
BC
Issued 1/16/1995
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
Nasdaq Stock Market
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