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This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Michael? Claim Your ProfileMichael Hayes is a financial advisor with Cetera Investment Advisers LLC. Michael is a registered representative and investment advisor representative. Michael has been in the securities industry since 1997 and has experience working with individuals, businesses, high-net-worth clients, and retirement plans. Michael also owns and operates American Financial Group, a financial services firm, and American Real Estate Brokers, a real estate firm. Michael has a broad base of experience in the financial services industry.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
A percentage of the total value of assets under management is charged.
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CA
06/29/2023 - Present
Cetera Investment Advisers LLC (SAN DIEGO CA)
CA
12/16/2004 - 11/01/2017
GIRARD SECURITIES, INC. (SAN DIEGO CA)
AZ
12/20/2002 - 12/17/2004
SPELMAN & CO., INC. (PHOENIX AZ)
NY
03/13/1998 - 11/22/2002
MORGAN STANLEY DW INC. (PURCHASE NY)
NJ
05/28/1997 - 04/08/1998
PAINEWEBBER INCORPORATED (WEEHAWKEN NJ)
IA
Issued 6/2/1997
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 5/27/1997
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 5/6/2008
Series 24 - General Securities Principal Examination
BC
Issued 10/1/2018
SIE - Securities Industry Essentials Examination
BC
Issued 5/23/1997
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
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