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John Ralph Howard

Cetera Advisors LLC

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About John Ralph Howard

John Ralph Howard is a financial advisor at Cetera Advisors LLC. John has over 50 years of experience in the financial services industry, having worked at several firms before joining Cetera Advisors LLC in 2016. John holds licenses including Series 7TO, SIE, and Series 1. John is currently registered with the states of Georgia, New Jersey and Texas. John is committed to helping clients achieve their financial goals.

Firm Information

John Howard is currently registered with Cetera Advisors LLC. Cetera Advisors LLC is a Limited Liability Company formed on August 31, 2012. It is registered with the SEC and in all 50 states, as well as the District of Columbia, Puerto Rico, and the Virgin Islands. The firm has 14 Regulatory Event disclosures, 1 Civil Event disclosure, and 7 Arbitration disclosures on file.

Not reported

Assets Under Management

Not reported

Total Clients

467

Total Financial Advisors

Services Offered

Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.

Fee Structure

Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.

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John Howard’s Registration & Firm History

GA

10/03/2016 - Present

Cetera Advisors LLC (ATLANTA GA)

GA

01/05/2004 - 10/03/2016

INVESTORS CAPITAL CORP. (ATLANTA GA)

GA

06/13/2002 - 12/31/2003

DEMPSEY FINANCIAL NETWORK, INC. (ATLANTA GA)

NY

05/03/1999 - 06/04/2002

PARK AVENUE SECURITIES LLC (NEW YORK NY)

NY

12/16/1991 - 05/03/1999

GUARDIAN INVESTOR SERVICES CORPORATION (NEW YORK NY)

NY

03/25/1983 - 12/10/1990

NEW ENGLAND SECURITIES (NEW YORK NY)

NA

06/02/1970 - 04/15/1983

CONNECTICUT MUTUAL FINANCIAL SERVICES, INC.

NA

11/25/1969 - 01/30/1972

GEORGIA INTERNATIONAL SECURITIES COMPANY

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Licenses & Designations

BC

Issued 04/09/1982

Series 63 - Uniform Securities Agent State Law Examination

BC

Issued 01/02/2023

Series 7TO - General Securities Representative Examination

BC

Issued 10/01/2018

SIE - Securities Industry Essentials Examination

BC

Issued 11/19/1969

Series 1 - Registered Representative Examination

State Registrations

Active

Inactive

SRO Registrations

F

FINRA

Disclosures

There is public disclosure for John Ralph Howard. Review regulatory record here.
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