Unclaimed
John Howard Michael is a financial professional with over 25 years of experience in the industry. John Howard Michael currently works as a registered representative with Voya Retirement Advisors, LLC. John Howard Michael previously worked for Franklin Templeton Financial Services Corp. and Franklin/Templeton Distributors, Inc.. John Howard Michael is licensed to provide investment advisory services in Florida and Texas. John Howard Michael's expertise includes portfolio management for individuals. John Howard Michael has passed a variety of industry exams, including the Series 7, Series 6, Series 63, and Series 65 exams.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Personalized portfolio management to meet individual financial objectives.
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
A percentage of the total value of assets under management is charged.
1
2
FL
02/15/2025 - Present
Voya Retirement Advisors, LLC (Lutz FL)
FL
03/26/2019 - 08/06/2020
FRANKLIN TEMPLETON FINANCIAL SERVICES CORP. (ST. PETERSBURG FL)
FL
05/20/1994 - 08/05/2020
FRANKLIN/TEMPLETON DISTRIBUTORS, INC. (ST. PETERSBURG FL)
IA
Issued 08/09/2021
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 12/11/1995
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 03/14/2024
Series 7TO - General Securities Representative Examination
BC
Issued 03/14/2024
Series 6TO - Investment Company Products/Variable Contracts Representative Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 06/03/2008
Series 7 - General Securities Representative Examination
BC
Issued 05/19/1994
Series 6 - Investment Company Products/Variable Contracts Representative Examination
Active
Inactive
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