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This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Howard? Claim Your ProfileHoward Kramer is a financial advisor with Commonwealth Financial Network and has been working in the industry since 1987. Howard is a Certified Financial Planner™ professional and offers a range of services, including financial planning, portfolio management, pension consulting, and educational seminars. Howard is a member of the Financial Industry Regulatory Authority (FINRA) and has worked for a number of other financial institutions in the past. Howard is a licensed advisor in the state of Florida and has experience working with a variety of clients, including individuals, corporations, and charitable organizations.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
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2
FL
06/02/2022 - Present
Commonwealth Financial Network (Plantation FL)
FL
07/30/1998 - 06/30/2021
COMMONWEALTH FINANCIAL NETWORK (PLANTATION FL)
NY
02/15/1994 - 08/05/1998
NATHAN & LEWIS SECURITIES, INC. (NEW YORK NY)
MA
11/20/1992 - 02/22/1994
JOHN HANCOCK DISTRIBUTORS, INC. (BOSTON MA)
MA
11/20/1992 - 02/22/1994
JOHN HANCOCK MUTUAL LIFE INSURANCE COMPANY (BOSTON MA)
MA
06/13/1988 - 11/18/1992
SUN INVESTMENT SERVICES COMPANY (WELLESLEY HILLS MA)
NA
09/24/1987 - 06/10/1988
DAVID LERNER ASSOCIATES, INC.
BC
Issued 09/29/1987
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 11/16/1995
Series 24 - General Securities Principal Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 09/19/1987
Series 7 - General Securities Representative Examination
Active
Inactive
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