Unclaimed
This information is unverified and unclaimed information. Claim profile to editThis information is unverified and unclaimed information. Are you Frances? Claim Your ProfileFrances Carol Lay is an experienced financial professional with over 30 years in the industry. Frances has a strong background in municipal securities and has held Series 4, 7, 9, 10, 52, 53, and 63 licenses. Frances specializes in providing investment advice and portfolio management for individuals, businesses, and corporations. Frances is currently registered with Raymond James & Associates, Inc. and has held previous registrations with Morgan Keegan & Company, Inc. and Raymond James & Associates, Inc.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Please see note in schedule d - miscellaneous
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
1
2
FL
07/24/1991 - Present
Raymond James & Associates, Inc. (ST. PETERSBURG FL)
FL
08/16/2012 - 03/14/2013
MORGAN KEEGAN & COMPANY, INC. (ST. PETERSBURG FL)
NA
03/22/1984 - 08/18/1988
RAYMOND JAMES & ASSOCIATES, INC.
BC
Issued 08/08/1985
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 01/02/2023
Series 4 - Registered Options Principal Examination
BC
Issued 03/05/2002
Series 9 - General Securities Sales Supervisor - Options Module Examination
BC
Issued 02/04/2002
Series 10 - General Securities Sales Supervisor - General Module Examination
BC
Issued 05/05/1997
Series 53 - Municipal Securities Principal Examination
BC
Issued 01/02/2023
Series 52TO - Municipal Securities Representative Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 03/23/2013
Series 31 - Futures Managed Funds Examination
BC
Issued 07/22/1991
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
NYSE American LLC
N
Nasdaq PHLX LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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