Unclaimed
Ernest Altman Commins is a financial advisor with over 40 years of experience. Ernest is a Certified Financial Planner™ and holds licenses to practice in several states. Ernest is registered with IHT Wealth Management LLC, a firm with over 40 years of experience. Ernest previously worked with Lincoln Financial Advisors Corporation, The Lincoln National Life Insurance Company, and other firms. Ernest's specializations include retirement planning, estate planning, and investment management.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
A percentage of the total value of assets under management is charged.
Financial planning fees
1
2
IL
01/21/2025 - Present
IHT Wealth Management LLC (CHICAGO IL)
IN
07/10/1990 - 01/05/2005
LINCOLN FINANCIAL ADVISORS CORPORATION (FORT WAYNE IN)
IN
07/10/1990 - 01/05/2005
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY (FORT WAYNE IN)
NA
03/17/1989 - 08/02/1990
DERAND/PENNINGTON/BASS, INC.
IN
04/28/1987 - 05/16/1990
GARCO EQUITY SALES, INC. (CARMEL IN)
NA
01/25/1989 - 03/17/1989
PENNINGTON/BASS EQUITIES, INC.
NA
11/21/1988 - 01/28/1989
SOURCE SECURITIES, INC.
NA
02/03/1987 - 12/06/1988
FSC SECURITIES CORPORATION
NA
07/23/1982 - 02/25/1987
IDS LIFE INSURANCE COMPANY
NA
07/23/1982 - 02/24/1987
AMERICAN EXPRESS FINANCIAL ADVISORS INC.
NA
07/23/1982 - 12/24/1986
IDS FINANCIAL SERVICES INC.
IA
Issued 11/29/1999
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 06/19/1986
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 12/17/2009
Series 24 - General Securities Principal Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 04/19/1986
Series 7 - General Securities Representative Examination
BC
Issued 03/03/1983
Series 22 - Direct Participation Programs Representative Examination
BC
Issued 07/22/1982
Series 6 - Investment Company Products/Variable Contracts Representative Examination
Active
Inactive
F
FINRA
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