Unclaimed
Andrew Joseph Howard is an active investment advisor representative with Morgan Stanley. Andrew has been in the financial industry since January 22, 1986, and is licensed to provide investment advisory services in Michigan and Texas. Andrew has experience in various aspects of financial planning, including portfolio management for individuals, businesses, and investment companies. Andrew is also registered to provide advisory services in 29 states, and is a registered representative with FINRA.
Advisors offer a broad range of advisory services designed to meet the unique needs of individuals, businesses, and investment companies. These services provide professional guidance and personalized strategies to help clients achieve their financial goals.
Comprehensive financial plans to help you achieve your personal and business goals.
Guidance on pension options to ensure a secure financial future.
Seminars designed to boost your financial literacy and investment knowledge.
Helps you choose top advisors aligned with your financial goals.
Custom portfolio management strategies for businesses to achieve long-term growth.
Personalized portfolio management to meet individual financial objectives.
Strategic management for diversified investment portfolios.
Asset allocation advice
Advisors may be compensated through a variety of fee structures, offering flexibility and transparency. This allows clients to choose the arrangement that best aligns with their financial objectives.
Set rates for specific services, regardless of time or assets managed.
Earned based on transactions or products sold.
A percentage of the total value of assets under management is charged.
Fees calculated based on the performance of your investments relative to a benchmark.
See schedule d miscellaneous
1
2
MI
04/02/2020 - Present
Morgan Stanley (Grosse Pointe Farms MI)
MI
04/02/2007 - 06/01/2009
MORGAN STANLEY & CO. INCORPORATED (GROSSE POINTE FARMS MI)
MI
01/23/1986 - 04/02/2007
MORGAN STANLEY DW INC. (GROSSE POINTE MI)
IA
Issued 12/01/2003
Series 65 - Uniform Investment Adviser Law Examination
BC
Issued 01/28/1986
Series 63 - Uniform Securities Agent State Law Examination
BC
Issued 05/16/2005
Series 10 - General Securities Sales Supervisor - General Module Examination
BC
Issued 01/22/2005
Series 9 - General Securities Sales Supervisor - Options Module Examination
BC
Issued 10/01/2018
SIE - Securities Industry Essentials Examination
BC
Issued 11/01/1988
Series 3 - National Commodity Futures Examination
BC
Issued 01/18/1986
Series 7 - General Securities Representative Examination
Active
Inactive
F
FINRA
N
NYSE American LLC
N
Nasdaq Stock Market
N
New York Stock Exchange
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